Compare Today’s Refinance Rates for Gardnerville, Nevada 89460
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Gardnerville, Nevada 89460.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Gardnerville, Nevada 89460. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,359 or $20 per month in Gardnerville and other parts of Douglas county.
Summary of Average Refinances in Gardnerville, Nevada 89460
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Interactive Refinance Rate Projections for Gardnerville, Nevada 89460
Pureloan has developed an interactive chart to monitor the five largest local lenders in Gardnerville, NV 89460, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Gardnerville, Nevada 89460 from 2024 - 2016
The following historical data provides insights into refinancing trends in Gardnerville, Nevada and the surrounding Douglas county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.95% | 67.86% | 72.39% | 72.89% | 74.93% | 62.43% | 58.56% | 61.01% | 58.92% |
avg refi rate | 6.29% | 3.45% | 2.97% | 3.25% | 4.15% | 4.61% | 4.15% | 3.96% | 4.14% |
% 15 year fixed refinance | 4.76% | 17.18% | 16.64% | 16.50% | 15.62% | 25.79% | 32.04% | 28.61% | 29.11% |
avg refi rate | 3.75% | 2.69% | 2.45% | 2.80% | 3.53% | 3.90% | 3.40% | 3.19% | 3.41% |
Avg credit score | 745.24 | 749.62 | 754.10 | 758.49 | 745.90 | 741.14 | 747.33 | 753.10 | 755.74 |
Avg LTV (loan to value) | 64.81% | 56.85% | 65.01% | 68.36% | 70.38% | 68.05% | 69.23% | 69.84% | 68.95% |
Avg DTI (debt to income) | 39.76 | 35.27 | 33.46 | 33.50 | 34.60 | 34.45 | 34.08 | 33.51 | 32.20 |
Avg refinance insurance % | 1.48% | 0.58% | 2.14% | 3.17% | 3.93% | 2.52% | 3.51% | 3.49% | 3.14% |
Best Refinance Brokers around Gardnerville, Nevada 89460
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Gardnerville, Nevada 89460, we have compiled a list of top refinance brokers to assist you in the process.
Malou Pastones
Loan Officer
1517 US 395 N
Gardnerville, NV 89460
(775) 782-7222
mpastones@eldoradosavings.com
Christie Deaton
Loan Officer
1517 US 395 N
Gardnerville, NV 89460
(775) 782-7222
cdeaton@eldoradosavings.com
Kanisha Criss
Loan Officer Assistant
10765 Double R Blvd #100
Reno, CA 89460
(775) 229-4501
kanisha.criss@snmc.com
Kristin Shandrew
Loan Officer
10765 Double R Blvd #100
Reno, CA 89460
(775) 229-4501
Kristin.Shandrew@snmc.com
Wayne Cameron
Loan Officer
10765 Double R Blvd #100
Reno, CA 89460
(775) 229-4501
wayne.cameron@snmc.com
Address
1517 US 395 N
Gardnerville, NV
Contact
(775) 782-7222
Fax (301) 639-0804
mpastones@eldoradosavings.com
Address
1517 US 395 N
Gardnerville, NV
Contact
(775) 782-7222
Fax (301) 639-0804
cdeaton@eldoradosavings.com
Address
10765 Double R Blvd #100
Reno, CA
Contact
(775) 229-4501
Fax (301) 639-0804
kanisha.criss@snmc.com