Compare Today’s Refinance Rates for Las Vegas, Nevada 89128
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Las Vegas, Nevada 89128.
With a 30-year amortization refinance in Las Vegas and surrounding areas of Clark county, our calculations show that you can expect to save up to $5,407 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Las Vegas, Nevada 89128.
Summary of Average Refinances in Las Vegas, Nevada 89128
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Interactive Refinance Rate Projections for Las Vegas, Nevada 89128
Pureloan has developed an interactive chart to monitor the five largest local lenders in Las Vegas, NV 89128, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Las Vegas, Nevada 89128 from 2024 - 2016
The following historical data provides insights into refinancing trends in Las Vegas, Nevada and the surrounding Clark county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.95% | 67.86% | 72.39% | 72.89% | 74.93% | 62.43% | 58.56% | 61.01% | 58.92% |
avg refi rate | 6.29% | 3.45% | 2.97% | 3.25% | 4.15% | 4.61% | 4.15% | 3.96% | 4.14% |
% 15 year fixed refinance | 4.76% | 17.18% | 16.64% | 16.50% | 15.62% | 25.79% | 32.04% | 28.61% | 29.11% |
avg refi rate | 3.75% | 2.69% | 2.45% | 2.80% | 3.53% | 3.90% | 3.40% | 3.19% | 3.41% |
Avg credit score | 745.24 | 749.62 | 754.10 | 758.49 | 745.90 | 741.14 | 747.33 | 753.10 | 755.74 |
Avg LTV (loan to value) | 64.81% | 56.85% | 65.01% | 68.36% | 70.38% | 68.05% | 69.23% | 69.84% | 68.95% |
Avg DTI (debt to income) | 39.76 | 35.27 | 33.46 | 33.50 | 34.60 | 34.45 | 34.08 | 33.51 | 32.20 |
Avg refinance insurance % | 1.48% | 0.58% | 2.14% | 3.17% | 3.93% | 2.52% | 3.51% | 3.49% | 3.14% |
Best Refinance Brokers around Las Vegas, Nevada 89128
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Las Vegas, Nevada 89128, we have compiled a list of top refinance brokers to assist you in the process.
Jason Madiedo
Mortgage Lender
1300 Jones Blvd
Las Vegas, NV 89128
(702) 588-6530
jmadiedo@goventa.com
Mallory Coffman
Mortgage Loan Originator
6787 W. Tropicana Avenue #264
Las Vegas, NV 89128
(702) 696-9900
mcoffman@valleywestmortgage.com
Danny Quaid
Mortgage Loan Originator
6787 W. Tropicana Avenue #264
Las Vegas, NV 89128
(702) 696-9900
dquaid@valleywestmortgage.com
Jr Steiner
Chief Operations Officer Mortgage Loan Originator
6787 W. Tropicana Avenue #264
Las Vegas, NV 89128
(702) 696-9900
jr@valleywestmortgage.com
Connie Gamble
Mortgage Loan Originator
6787 W. Tropicana Avenue #264
Las Vegas, NV 89128
(702) 696-9900
cgamble@valleywestmortgage.com
Address
1300 Jones Blvd
Las Vegas, NV
Contact
(702) 588-6530
Fax (301) 639-0804
jmadiedo@goventa.com
Address
6787 W. Tropicana Avenue #264
Las Vegas, NV
Contact
(702) 696-9900
Fax (301) 639-0804
mcoffman@valleywestmortgage.com
Address
6787 W. Tropicana Avenue #264
Las Vegas, NV
Contact
(702) 696-9900
Fax (301) 639-0804
dquaid@valleywestmortgage.com