Compare Today’s Refinance Rates for Laughlin, Nevada 89028
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Laughlin, Nevada 89028.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,423 over the lifetime of your mortgage, which translates to a monthly savings of $18 in Laughlin and other areas of Clark county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Laughlin, Nevada 89028
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Interactive Refinance Rate Projections for Laughlin, Nevada 89028
Pureloan has developed an interactive chart to monitor the five largest local lenders in Laughlin, NV 89028, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Laughlin, Nevada 89028 from 2024 - 2016
The following historical data provides insights into refinancing trends in Laughlin, Nevada and the surrounding Clark county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.95% | 67.86% | 72.39% | 72.89% | 74.93% | 62.43% | 58.56% | 61.01% | 58.92% |
avg refi rate | 6.29% | 3.45% | 2.97% | 3.25% | 4.15% | 4.61% | 4.15% | 3.96% | 4.14% |
% 15 year fixed refinance | 4.76% | 17.18% | 16.64% | 16.50% | 15.62% | 25.79% | 32.04% | 28.61% | 29.11% |
avg refi rate | 3.75% | 2.69% | 2.45% | 2.80% | 3.53% | 3.90% | 3.40% | 3.19% | 3.41% |
Avg credit score | 745.24 | 749.62 | 754.10 | 758.49 | 745.90 | 741.14 | 747.33 | 753.10 | 755.74 |
Avg LTV (loan to value) | 64.81% | 56.85% | 65.01% | 68.36% | 70.38% | 68.05% | 69.23% | 69.84% | 68.95% |
Avg DTI (debt to income) | 39.76 | 35.27 | 33.46 | 33.50 | 34.60 | 34.45 | 34.08 | 33.51 | 32.20 |
Avg refinance insurance % | 1.48% | 0.58% | 2.14% | 3.17% | 3.93% | 2.52% | 3.51% | 3.49% | 3.14% |
Best Refinance Brokers around Laughlin, Nevada 89028
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Laughlin, Nevada 89028, we have compiled a list of top refinance brokers to assist you in the process.
Amarpreet Chadha
Loan Officer
2370 Corporate Circle # 200
Henderson, CA 89028
(702) 487-5626
amarpreet.chadha@snmc.com
David Ortega
Loan Officer
2370 Corporate Circle # 200
Henderson, CA 89028
(702) 487-5626
David.Torres@snmc.com
Salvador Quezada
Loan Officer
2370 Corporate Circle # 200
Henderson, CA 89028
(702) 487-5626
sal.quezada@snmc.com
Trevor Brilman
Mortgage Loan Originator
2370 Corporate Circle # 200
Henderson, CA 89028
(702) 487-5626
trevor.brilman@snmc.com
Forice Ham
Loan Officer
1700 W Horizon Ridge Pkwy
Henderson, NV 89028
(702) 307-1837
forice.ham@gmail.com
Address
2370 Corporate Circle # 200
Henderson, CA
Contact
(702) 487-5626
Fax (301) 639-0804
amarpreet.chadha@snmc.com
Address
2370 Corporate Circle # 200
Henderson, CA
Contact
(702) 487-5626
Fax (301) 639-0804
David.Torres@snmc.com
Address
2370 Corporate Circle # 200
Henderson, CA
Contact
(702) 487-5626
Fax (301) 639-0804
sal.quezada@snmc.com