Compare Today’s Refinance Rates for Reno, Nevada 89515
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Reno, Nevada 89515.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,406 over the lifetime of your mortgage, which translates to a monthly savings of $18 in Reno and other areas of Washoe county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Reno, Nevada 89515
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Interactive Refinance Rate Projections for Reno, Nevada 89515
Pureloan has developed an interactive chart to monitor the five largest local lenders in Reno, NV 89515, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Reno, Nevada 89515 from 2024 - 2016
The following historical data provides insights into refinancing trends in Reno, Nevada and the surrounding Washoe county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.95% | 67.86% | 72.39% | 72.89% | 74.93% | 62.43% | 58.56% | 61.01% | 58.92% |
avg refi rate | 6.29% | 3.45% | 2.97% | 3.25% | 4.15% | 4.61% | 4.15% | 3.96% | 4.14% |
% 15 year fixed refinance | 4.76% | 17.18% | 16.64% | 16.50% | 15.62% | 25.79% | 32.04% | 28.61% | 29.11% |
avg refi rate | 3.75% | 2.69% | 2.45% | 2.80% | 3.53% | 3.90% | 3.40% | 3.19% | 3.41% |
Avg credit score | 745.24 | 749.62 | 754.10 | 758.49 | 745.90 | 741.14 | 747.33 | 753.10 | 755.74 |
Avg LTV (loan to value) | 64.81% | 56.85% | 65.01% | 68.36% | 70.38% | 68.05% | 69.23% | 69.84% | 68.95% |
Avg DTI (debt to income) | 39.76 | 35.27 | 33.46 | 33.50 | 34.60 | 34.45 | 34.08 | 33.51 | 32.20 |
Avg refinance insurance % | 1.48% | 0.58% | 2.14% | 3.17% | 3.93% | 2.52% | 3.51% | 3.49% | 3.14% |
Best Refinance Brokers around Reno, Nevada 89515
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Reno, Nevada 89515, we have compiled a list of top refinance brokers to assist you in the process.
Teresa Tonne
Loan Officer
6990 South McCarran Blvd., Suite 200
Reno, NV 89515
(775) 393-0819
ttonne@guildmortgage.com
Brian Cushing
Sales Manager
6990 South McCarran Blvd., Suite 200
Reno, NV 89515
(775) 453-0345
bcushing@guildmortgage.com
Trish Kirsch
Loan Officer
601 S Arlington Ave
Reno, NV 89515
tkirsch@guildmortgage.com
Rachelle Shaw
Loan Officer
601 S Arlington Ave
Reno, NV 89515
(775) 762-0826
rshaw@guildmortgage.com
Dene Atcheson
Loan Officer
601 S Arlington Ave
Reno, NV 89515
(775) 682-3832
datcheson@guildmortgage.com
Address
6990 South McCarran Blvd., Suite 200
Reno, NV
Contact
(775) 393-0819
Fax (301) 639-0804
ttonne@guildmortgage.com
Address
6990 South McCarran Blvd., Suite 200
Reno, NV
Contact
(775) 453-0345
Fax (301) 639-0804
bcushing@guildmortgage.com
Address
601 S Arlington Ave
Reno, NV
Contact
Fax (301) 639-0804
tkirsch@guildmortgage.com