Compare Today’s Refinance Rates for Silver Springs, Nevada 89429
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Silver Springs, Nevada 89429.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,961 over the lifetime of your mortgage, which translates to a monthly savings of $14 in Silver Springs and other areas of Lyon county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Silver Springs, Nevada 89429
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Interactive Refinance Rate Projections for Silver Springs, Nevada 89429
Pureloan has developed an interactive chart to monitor the five largest local lenders in Silver Springs, NV 89429, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Silver Springs, Nevada 89429 from 2024 - 2016
The following historical data provides insights into refinancing trends in Silver Springs, Nevada and the surrounding Lyon county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.95% | 67.86% | 72.39% | 72.89% | 74.93% | 62.43% | 58.56% | 61.01% | 58.92% |
avg refi rate | 6.29% | 3.45% | 2.97% | 3.25% | 4.15% | 4.61% | 4.15% | 3.96% | 4.14% |
% 15 year fixed refinance | 4.76% | 17.18% | 16.64% | 16.50% | 15.62% | 25.79% | 32.04% | 28.61% | 29.11% |
avg refi rate | 3.75% | 2.69% | 2.45% | 2.80% | 3.53% | 3.90% | 3.40% | 3.19% | 3.41% |
Avg credit score | 745.24 | 749.62 | 754.10 | 758.49 | 745.90 | 741.14 | 747.33 | 753.10 | 755.74 |
Avg LTV (loan to value) | 64.81% | 56.85% | 65.01% | 68.36% | 70.38% | 68.05% | 69.23% | 69.84% | 68.95% |
Avg DTI (debt to income) | 39.76 | 35.27 | 33.46 | 33.50 | 34.60 | 34.45 | 34.08 | 33.51 | 32.20 |
Avg refinance insurance % | 1.48% | 0.58% | 2.14% | 3.17% | 3.93% | 2.52% | 3.51% | 3.49% | 3.14% |
Best Refinance Brokers around Silver Springs, Nevada 89429
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Silver Springs, Nevada 89429, we have compiled a list of top refinance brokers to assist you in the process.
Jennifer Fiore
loan officer
5390 Kietzke Lane suite 100
Sparks, NV 89429
(775) 338-5059
jfiore@guildmortgage.net
Rachelle Shaw
loan officer
3150 Vista Blvd.suite 102
Sparks, NV 89429
(775) 200-0155
rshaw@guildmortgage.net
Jennifer Fiore
Loan Officer
3150 Vista Blvd., Suite 102
Sparks, NV 89429
(775) 376-9294
jfiore@guildmortgage.com
Renee Bailey
Loan Officer
5235 Vista Blvd
Sparks, NV 89429
(775) 626-9600
rbailey@eldoradosavings.com
Cindy Sunday
Loan Officer
5235 Vista Blvd
Sparks, NV 89429
(775) 626-9600
csunday@eldoradosavings.com
Address
5390 Kietzke Lane suite 100
Sparks, NV
Contact
(775) 338-5059
Fax (301) 639-0804
jfiore@guildmortgage.net
Address
3150 Vista Blvd.suite 102
Sparks, NV
Contact
(775) 200-0155
Fax (301) 639-0804
rshaw@guildmortgage.net
Address
3150 Vista Blvd., Suite 102
Sparks, NV
Contact
(775) 376-9294
Fax (301) 639-0804
jfiore@guildmortgage.com