Compare Today’s Refinance Rates for Spring Creek, Nevada 89815
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Spring Creek, Nevada 89815.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Spring Creek, Nevada 89815. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,727 or $16 per month in Spring Creek and other parts of Elko county.
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Summary of Average Refinances in Spring Creek, Nevada 89815
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Interactive Refinance Rate Projections for Spring Creek, Nevada 89815
Pureloan has developed an interactive chart to monitor the five largest local lenders in Spring Creek, NV 89815, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Spring Creek, Nevada 89815 from 2024 - 2016
The following historical data provides insights into refinancing trends in Spring Creek, Nevada and the surrounding Elko county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 80.95% | 67.86% | 72.39% | 72.89% | 74.93% | 62.43% | 58.56% | 61.01% | 58.92% |
avg refi rate | 6.29% | 3.45% | 2.97% | 3.25% | 4.15% | 4.61% | 4.15% | 3.96% | 4.14% |
% 15 year fixed refinance | 4.76% | 17.18% | 16.64% | 16.50% | 15.62% | 25.79% | 32.04% | 28.61% | 29.11% |
avg refi rate | 3.75% | 2.69% | 2.45% | 2.80% | 3.53% | 3.90% | 3.40% | 3.19% | 3.41% |
Avg credit score | 745.24 | 749.62 | 754.10 | 758.49 | 745.90 | 741.14 | 747.33 | 753.10 | 755.74 |
Avg LTV (loan to value) | 64.81% | 56.85% | 65.01% | 68.36% | 70.38% | 68.05% | 69.23% | 69.84% | 68.95% |
Avg DTI (debt to income) | 39.76 | 35.27 | 33.46 | 33.50 | 34.60 | 34.45 | 34.08 | 33.51 | 32.20 |
Avg refinance insurance % | 1.48% | 0.58% | 2.14% | 3.17% | 3.93% | 2.52% | 3.51% | 3.49% | 3.14% |
Best Refinance Brokers around Spring Creek, Nevada 89815
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Spring Creek, Nevada 89815, we have compiled a list of top refinance brokers to assist you in the process.
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