Compare Today’s Refinance Rates for Wellington, Nevada 89444
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Wellington, Nevada 89444.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Wellington, Nevada 89444. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,086 or $17 per month in Wellington and other parts of Lyon county.
Summary of Average Refinances in Wellington, Nevada 89444
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Interactive Refinance Rate Projections for Wellington, Nevada 89444
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wellington, NV 89444, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wellington, Nevada 89444 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wellington, Nevada and the surrounding Lyon county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 80.95% | 67.86% | 72.39% | 72.89% | 74.93% | 62.43% | 58.56% | 61.01% | 58.92% |
| avg refi rate | 6.29% | 3.45% | 2.97% | 3.25% | 4.15% | 4.61% | 4.15% | 3.96% | 4.14% |
| % 15 year fixed refinance | 4.76% | 17.18% | 16.64% | 16.50% | 15.62% | 25.79% | 32.04% | 28.61% | 29.11% |
| avg refi rate | 3.75% | 2.69% | 2.45% | 2.80% | 3.53% | 3.90% | 3.40% | 3.19% | 3.41% |
| Avg credit score | 745.24 | 749.62 | 754.10 | 758.49 | 745.90 | 741.14 | 747.33 | 753.10 | 755.74 |
| Avg LTV (loan to value) | 64.81% | 56.85% | 65.01% | 68.36% | 70.38% | 68.05% | 69.23% | 69.84% | 68.95% |
| Avg DTI (debt to income) | 39.76 | 35.27 | 33.46 | 33.50 | 34.60 | 34.45 | 34.08 | 33.51 | 32.20 |
| Avg refinance insurance % | 1.48% | 0.58% | 2.14% | 3.17% | 3.93% | 2.52% | 3.51% | 3.49% | 3.14% |
Best Refinance Brokers around Wellington, Nevada 89444
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wellington, Nevada 89444, we have compiled a list of top refinance brokers to assist you in the process.
Norm Hansen
Loan Agent
212 Elks Point Rd Ste 448
Zephyr Cove, NV 89444
(775) 586-1130
nhansen@rpm-mtg.com
Michael Spinola
Loan Agent
212 Elks Point Road Suite 448
Zephyr Cove, NV 89444
(530) 582-9992
mspinola@rpm-mtg.com
Debbie Maggert
Branch Manager
183 Highway 50, Unit B
Zephyr Cove, NV 89444
(775) 782-3200
dhumphrey@guildmortgage.com
Katie Johnson
Loan Officer
276 Kingsbury Grade, STE 1000
Stateline, NV 89444
(775) 586-8886
kjohnson@eldoradosavings.com
Jeep Morris
Loan Officer
295 S Maine St
Fallon, NV 89444
(775) 626-4653
jeepmorris@aol.com
Address
212 Elks Point Rd Ste 448
Zephyr Cove, NV
Contact
(775) 586-1130
Fax (301) 639-0804
nhansen@rpm-mtg.com
Address
212 Elks Point Road Suite 448
Zephyr Cove, NV
Contact
(530) 582-9992
Fax (301) 639-0804
mspinola@rpm-mtg.com
Address
183 Highway 50, Unit B
Zephyr Cove, NV
Contact
(775) 782-3200
Fax (301) 639-0804
dhumphrey@guildmortgage.com