Compare Today’s Refinance Rates for Winnemucca, Nevada 89445
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Winnemucca, Nevada 89445.
With a 30-year amortization refinance in Winnemucca and surrounding areas of Humboldt county, our calculations show that you can expect to save up to $4,961 over the lifetime of your mortgage, or a monthly savings of $14. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Winnemucca, Nevada 89445.
Summary of Average Refinances in Winnemucca, Nevada 89445
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Interactive Refinance Rate Projections for Winnemucca, Nevada 89445
Pureloan has developed an interactive chart to monitor the five largest local lenders in Winnemucca, NV 89445, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Winnemucca, Nevada 89445 from 2024 - 2016
The following historical data provides insights into refinancing trends in Winnemucca, Nevada and the surrounding Humboldt county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.95% | 67.86% | 72.39% | 72.89% | 74.93% | 62.43% | 58.56% | 61.01% | 58.92% |
avg refi rate | 6.29% | 3.45% | 2.97% | 3.25% | 4.15% | 4.61% | 4.15% | 3.96% | 4.14% |
% 15 year fixed refinance | 4.76% | 17.18% | 16.64% | 16.50% | 15.62% | 25.79% | 32.04% | 28.61% | 29.11% |
avg refi rate | 3.75% | 2.69% | 2.45% | 2.80% | 3.53% | 3.90% | 3.40% | 3.19% | 3.41% |
Avg credit score | 745.24 | 749.62 | 754.10 | 758.49 | 745.90 | 741.14 | 747.33 | 753.10 | 755.74 |
Avg LTV (loan to value) | 64.81% | 56.85% | 65.01% | 68.36% | 70.38% | 68.05% | 69.23% | 69.84% | 68.95% |
Avg DTI (debt to income) | 39.76 | 35.27 | 33.46 | 33.50 | 34.60 | 34.45 | 34.08 | 33.51 | 32.20 |
Avg refinance insurance % | 1.48% | 0.58% | 2.14% | 3.17% | 3.93% | 2.52% | 3.51% | 3.49% | 3.14% |
Best Refinance Brokers around Winnemucca, Nevada 89445
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Winnemucca, Nevada 89445, we have compiled a list of top refinance brokers to assist you in the process.
Jeep Morris
Loan Officer
295 S Maine St
Fallon, NV 89445
(775) 626-4653
jeepmorris@aol.com
Norm Hansen
Loan Agent
212 Elks Point Rd Ste 448
Zephyr Cove, NV 89445
(775) 586-1130
nhansen@rpm-mtg.com
Jennifer Fiore
loan officer
5390 Kietzke Lane suite 100
Sparks, NV 89445
(775) 338-5059
jfiore@guildmortgage.net
Rachelle Shaw
loan officer
3150 Vista Blvd.suite 102
Sparks, NV 89445
(775) 200-0155
rshaw@guildmortgage.net
Jessica Jensen
Mortgage Loan Originator
1702 County Road suite F
Minden, NV 89445
(775) 782-3200
jjensen@guildmortgage.com
Address
295 S Maine St
Fallon, NV
Contact
(775) 626-4653
Fax (301) 639-0804
jeepmorris@aol.com
Address
212 Elks Point Rd Ste 448
Zephyr Cove, NV
Contact
(775) 586-1130
Fax (301) 639-0804
nhansen@rpm-mtg.com
Address
5390 Kietzke Lane suite 100
Sparks, NV
Contact
(775) 338-5059
Fax (301) 639-0804
jfiore@guildmortgage.net