Compare Today’s Refinance Rates for Boston, New York 14025
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Boston, New York 14025.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Boston, New York 14025. For 30-year amortization refinancing, you can expect lifetime cash savings of $8,230 or $23 per month in Boston and other parts of Erie county.
Summary of Average Refinances in Boston, New York 14025
Become a certified mortgage expert on Pureloan.com
in Boston, New York 14025
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Boston, New York 14025
Pureloan has developed an interactive chart to monitor the five largest local lenders in Boston, NY 14025, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Boston, New York 14025 from 2024 - 2016
The following historical data provides insights into refinancing trends in Boston, New York and the surrounding Erie county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 44.91% | 42.28% | 37.16% | 54.65% | 56.19% | 36.05% | 39.02% | 38.77% |
avg refi rate | 6.22% | 3.68% | 3.00% | 3.28% | 4.35% | 4.58% | 4.03% | 3.90% | 4.14% |
% 15 year fixed refinance | 34.26% | 36.89% | 38.86% | 30.81% | 25.71% | 45.93% | 41.46% | 40.53% | |
avg refi rate | 2.73% | 2.52% | 2.82% | 3.73% | 3.86% | 3.32% | 3.13% | 3.26% | |
Avg credit score | 717.88 | 746.19 | 754.37 | 760.98 | 746.85 | 751.52 | 751.01 | 752.86 | 752.28 |
Avg LTV (loan to value) | 67.00% | 60.31% | 65.37% | 68.85% | 70.11% | 64.94% | 67.60% | 72.09% | 72.29% |
Avg DTI (debt to income) | 36.63 | 34.97 | 33.11 | 33.21 | 35.89 | 35.84 | 35.06 | 34.66 | 34.53 |
Avg refinance insurance % | 7.50% | 0.91% | 1.80% | 3.00% | 4.22% | 2.50% | 2.70% | 4.27% | 3.66% |
Best Refinance Brokers around Boston, New York 14025
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Boston, New York 14025, we have compiled a list of top refinance brokers to assist you in the process.
Kelly Burns
Loan Officer/Mortgage Consultant
One Grimsby Drive
Hamburg, NY 14025
(716) 926-2000
KBurns@evansbank.com
Linda Dentice
Loan Officer/Mortgage Consultant
One Grimsby Drive
Hamburg, NY 14025
(716) 926-2000
LDentice@evansbank.com
Eric Gadley
Loan Officer/Mortgage Consultant
One Grimsby Drive
Hamburg, NY 14025
(716) 926-2000
EGadley@evansbank.com
John Jimenez
Loan Officer/Mortgage Consultant
One Grimsby Drive
Hamburg, NY 14025
(716) 926-2000
JJimenez@evansbank.com
Jamie Krawczyk
Loan Officer/Mortgage Consultant
One Grimsby Drive
Hamburg, NY 14025
(716) 926-2000
JKrawczyk@evansbank.com
Address
One Grimsby Drive
Hamburg, NY
Contact
(716) 926-2000
Fax (301) 639-0804
KBurns@evansbank.com
Address
One Grimsby Drive
Hamburg, NY
Contact
(716) 926-2000
Fax (301) 639-0804
LDentice@evansbank.com
Address
One Grimsby Drive
Hamburg, NY
Contact
(716) 926-2000
Fax (301) 639-0804
EGadley@evansbank.com