Compare Today’s Refinance Rates for Buffalo, New York

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Buffalo, New York 14202. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $2,125 or $6 / month in Buffalo and other areas of Erie county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Buffalo, New York 14202.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Buffalo, New York 14202

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Buffalo, NY

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Buffalo, NY 14202, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Buffalo, NY

Refinance Rates for Buffalo, New York 14202 from 2013 - 2020

Below are historical data on refinancing in Buffalo, New York and around Erie county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 32.58% 26.78% 25.64% 32.71% 42.40% 34.32% 36.05% 32.93%
avg refi rate 4.96% 4.66% 3.92% 3.73% 4.60% 4.15% 3.98% 4.00%
% 15 year fixed refinance 46.44% 52.46% 55.56% 51.47% 43.20% 47.93% 46.26% 52.44%
avg refi rate 4.38% 3.89% 3.28% 3.01% 3.61% 3.28% 3.24% 3.20%
Avg credit score 758.75 755.27 762.81 755.29 739.74 749.99 753.13 737.29
Avg LTV (loan to value) 68.00% 69.00% 72.59% 71.57% 71.22% 70.74% 71.37% 67.61%
Avg DTI (debt to income) 31.21 32.25 30.97 31.30 34.05 32.45 32.64 33.80
Avg refinance insurance % 2.43% 3.37% 4.11% 4.23% 4.02% 3.20% 3.82% 1.49%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Buffalo, New York 14202

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Buffalo, New York 14202, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

David Zaleski

Loan Officer

One Fountain Plaza, 5th floor

Buffalo, NY 14202

(888) 253-0799

DZaleski@mtb.com

Bob Wilson

Loan Officer

One Fountain Plaza

Buffalo, NY 14202

(888) 253-0799

BWilson@mtb.com

Peter Sugg

Loan Officer

One Fountain Plaza 5th Floor

Buffalo, NY 14202

(888) 253-0799

PSugg@mtb.com

Gary Owens

Loan Officer

One Fountain Plaza 5th Floor

Buffalo, NY 14202

(888) 253-0799

GOwens@mtb.com

Patrick OBrien

Loan Officer

One Fountain Plaza, 5th floor

Buffalo, NY 14202

(888) 253-0799

POBrien@mtb.com

Address

One Fountain Plaza, 5th floor

Buffalo, NY

Contact

(888) 253-0799

Fax (301) 639-0804

DZaleski@mtb.com

Address

One Fountain Plaza

Buffalo, NY

Contact

(888) 253-0799

Fax (301) 639-0804

BWilson@mtb.com

Address

One Fountain Plaza 5th Floor

Buffalo, NY

Contact

(888) 253-0799

Fax (301) 639-0804

PSugg@mtb.com

Refinancing News for Buffalo, New York 14202