Compare Today’s Refinance Rates for Buffalo, New York

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Buffalo, New York 14280. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Buffalo and surrounding areas of Erie county, expected lifetime cash savings are $10,455 or $29 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Buffalo, New York 14280.

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Summary of Average Refinance Terms in Buffalo, New York 14280

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Buffalo, New York 14280 from 2012 - 2019

Below are historical data on refinancing in Buffalo, New York and around Erie county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 32.58% 26.78% 25.64% 32.71% 42.40% 34.32% 36.05% 32.93%
avg refi rate 4.96% 4.66% 3.92% 3.73% 4.60% 4.15% 3.98% 4.00%
% 15 year fixed refinance 46.44% 52.46% 55.56% 51.47% 43.20% 47.93% 46.26% 52.44%
avg refi rate 4.38% 3.89% 3.28% 3.01% 3.61% 3.28% 3.24% 3.20%
Avg credit score 758.75 755.27 762.81 755.29 739.74 749.99 753.13 737.29
Avg LTV (loan to value) 68.00% 69.00% 72.59% 71.57% 71.22% 70.74% 71.37% 67.61%
Avg DTI (debt to income) 31.21 32.25 30.97 31.30 34.05 32.45 32.64 33.80
Avg refinance insurance % 2.43% 3.37% 4.11% 4.23% 4.02% 3.20% 3.82% 1.49%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Buffalo, New York 14280

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Buffalo, New York 14280, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

David Zaleski

Loan Officer

One Fountain Plaza, 5th floor

Buffalo, NY 14280

(888) 253-0799

DZaleski@mtb.com

Bob Wilson

Loan Officer

One Fountain Plaza

Buffalo, NY 14280

(888) 253-0799

BWilson@mtb.com

Peter Sugg

Loan Officer

One Fountain Plaza 5th Floor

Buffalo, NY 14280

(888) 253-0799

PSugg@mtb.com

Gary Owens

Loan Officer

One Fountain Plaza 5th Floor

Buffalo, NY 14280

(888) 253-0799

GOwens@mtb.com

Patrick OBrien

Loan Officer

One Fountain Plaza, 5th floor

Buffalo, NY 14280

(888) 253-0799

POBrien@mtb.com

Address

One Fountain Plaza, 5th floor

Buffalo, NY

Contact

(888) 253-0799

Fax (301) 639-0804

DZaleski@mtb.com

Address

One Fountain Plaza

Buffalo, NY

Contact

(888) 253-0799

Fax (301) 639-0804

BWilson@mtb.com

Address

One Fountain Plaza 5th Floor

Buffalo, NY

Contact

(888) 253-0799

Fax (301) 639-0804

PSugg@mtb.com

Refinancing News for Buffalo, New York 14280