Compare Today’s Refinance Rates for Circleville, New York 10919
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Circleville, New York 10919.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Circleville, New York 10919. For 30-year amortization refinancing, you can expect lifetime cash savings of $10,234 or $28 per month in Circleville and other parts of Sullivan county.
Summary of Average Refinances in Circleville, New York 10919
Become a certified mortgage expert on Pureloan.com
in Circleville, New York 10919
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Circleville, New York 10919
Pureloan has developed an interactive chart to monitor the five largest local lenders in Circleville, NY 10919, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Circleville, New York 10919 from 2024 - 2016
The following historical data provides insights into refinancing trends in Circleville, New York and the surrounding Sullivan county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 93.02% | 59.34% | 58.21% | 59.29% | 69.95% | 60.43% | 48.65% | 52.97% | 57.95% |
avg refi rate | 6.72% | 3.60% | 2.97% | 3.27% | 4.19% | 4.58% | 4.09% | 3.94% | 4.10% |
% 15 year fixed refinance | 6.98% | 25.68% | 23.03% | 24.31% | 19.95% | 29.95% | 37.84% | 31.52% | 28.30% |
avg refi rate | 5.63% | 2.76% | 2.47% | 2.79% | 3.52% | 3.91% | 3.29% | 3.17% | 3.29% |
Avg credit score | 754.44 | 747.01 | 753.71 | 756.25 | 748.74 | 749.01 | 749.81 | 753.56 | 755.58 |
Avg LTV (loan to value) | 68.47% | 61.96% | 66.24% | 69.31% | 68.44% | 65.02% | 69.12% | 70.93% | 71.82% |
Avg DTI (debt to income) | 38.91 | 36.07 | 35.66 | 35.34 | 36.38 | 36.60 | 35.77 | 34.79 | 35.39 |
Avg refinance insurance % | 0.70% | 1.22% | 2.02% | 3.49% | 2.86% | 2.86% | 2.95% | 3.87% | 4.48% |
Best Refinance Brokers around Circleville, New York 10919
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Circleville, New York 10919, we have compiled a list of top refinance brokers to assist you in the process.
Ali Chamois
Loan Officer
48 N. Church Street First Level, Front Office
Goshen, NY 10919
(845) 294-5502
achamois@homesteadfunding.com
Todd McDermott
Branch Manager/Licensed Loan Originator
48 N. Church Street First Level, Front Office
Goshen, NY 10919
(845) 294-5502
tmcdermott@homesteadfunding.com
Jack Fanning
Loan Specialist
7 Coates Drive, Suite 3
Goshen, NY 10919
(845) 294-7922
jfanning@ulstersavings.com
Susan Boersema
Loan Specialist
7 Coates Drive, Suite 3
Goshen, NY 10919
(845) 294-7922
sboersema@ulstersavings.com
Bryan O'Neill
Licensed Loan Originator
48 North Church Street
Goshen, NY 10919
(845) 294-5502
boneill@homesteadfunding.com
Address
48 N. Church Street First Level, Front Office
Goshen, NY
Contact
(845) 294-5502
Fax (301) 639-0804
achamois@homesteadfunding.com
Address
48 N. Church Street First Level, Front Office
Goshen, NY
Contact
(845) 294-5502
Fax (301) 639-0804
tmcdermott@homesteadfunding.com
Address
7 Coates Drive, Suite 3
Goshen, NY
Contact
(845) 294-7922
Fax (301) 639-0804
jfanning@ulstersavings.com