Compare Today’s Refinance Rates for Hastings On Hudson, New York 10706
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hastings On Hudson, New York 10706.
With a 30-year amortization refinance in Hastings On Hudson and surrounding areas of Westchester county, our calculations show that you can expect to save up to $39,100 over the lifetime of your mortgage, or a monthly savings of $109. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Hastings On Hudson, New York 10706.
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Summary of Average Refinances in Hastings On Hudson, New York 10706
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Hastings On Hudson, New York 10706
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hastings On Hudson, NY 10706, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hastings On Hudson, New York 10706 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hastings On Hudson, New York and the surrounding Westchester county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 55.00% | 59.83% | 59.84% | 60.47% | 63.79% | 36.56% | 51.05% | 65.77% |
| avg refi rate | 6.87% | 3.58% | 2.98% | 3.33% | 4.18% | 4.46% | 4.02% | 3.95% | 4.09% |
| % 15 year fixed refinance | 32.50% | 22.42% | 25.65% | 24.42% | 25.86% | 45.16% | 28.67% | 26.13% | |
| avg refi rate | 2.58% | 2.49% | 2.79% | 3.43% | 3.69% | 3.31% | 3.15% | 3.33% | |
| Avg credit score | 714.67 | 809.66 | 759.00 | 758.82 | 751.91 | 758.97 | 759.65 | 757.29 | 754.24 |
| Avg LTV (loan to value) | 67.33% | 54.99% | 60.22% | 65.03% | 65.80% | 60.14% | 63.10% | 65.47% | 68.75% |
| Avg DTI (debt to income) | 36.00 | 35.24 | 34.12 | 34.38 | 35.59 | 35.88 | 35.92 | 35.31 | 34.50 |
| Avg refinance insurance % | 1.19% | 0.97% | 2.12% | 2.43% | 1.07% | 1.98% | 2.13% | 2.75% |
Best Refinance Brokers around Hastings On Hudson, New York 10706
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hastings On Hudson, New York 10706, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Daisal Jabbour
Loan Officer/Mortgage Consultant
880 MILE SQUARE RD
YONKERS, NY 10706
(914) 358-9300
faisal.jabbour@fazeonefunding.com
Michael Conboy
Mortgage Banker
132 Parkway Road
Bronxville, NY 10706
(914) 337-2200
michael.p.conboy@chase.com
Fah Islam
Mortgage Banker
360 White Plains Road
Eastchester, NY 10706
(646) 339-6218
fahimul.islam@chase.com
Address
880 MILE SQUARE RD
YONKERS, NY
Contact
(914) 358-9300
Fax (301) 639-0804
faisal.jabbour@fazeonefunding.com
Address
132 Parkway Road
Bronxville, NY
Contact
(914) 337-2200
Fax (301) 639-0804
michael.p.conboy@chase.com
Address
360 White Plains Road
Eastchester, NY
Contact
(646) 339-6218
Fax (301) 639-0804
fahimul.islam@chase.com