Compare Today’s Refinance Rates for Ithaca, New York

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Ithaca, New York 14850. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Ithaca and other areas of Tompkins county, expected lifetime cash savings are $5,074 or $14 / month.

For Ithaca, New York 14850, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Ithaca, New York 14850

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Ithaca, NY

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Ithaca, NY 14850, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Ithaca, NY

Refinance Rates for Ithaca, New York 14850 from 2013 - 2020

Below are historical data on refinancing in Ithaca, New York and around Tompkins county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 39.46% 35.89% 36.88% 47.76% 49.37% 48.82% 50.95% 44.95%
avg refi rate 4.83% 4.53% 3.90% 3.69% 4.49% 4.10% 3.88% 3.88%
% 15 year fixed refinance 39.33% 41.74% 40.38% 33.30% 34.18% 31.57% 29.89% 37.37%
avg refi rate 4.29% 3.76% 3.24% 2.96% 3.58% 3.22% 3.13% 3.11%
Avg credit score 765.85 766.33 767.84 762.42 744.92 754.42 754.69 751.66
Avg LTV (loan to value) 66.12% 66.39% 67.46% 70.15% 72.24% 72.80% 73.26% 69.75%
Avg DTI (debt to income) 31.48 31.25 30.66 30.94 33.76 33.78 33.07 33.94
Avg refinance insurance % 1.81% 1.85% 2.44% 3.83% 5.19% 4.62% 5.03% 3.54%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Ithaca, New York 14850

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Ithaca, New York 14850, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kathleen Bange

Loan officer

301 E. State Street

Ithaca, NY 14850

(607) 737-2544

kbange@elmirasavingsbank.com

Daniel Woodruff

Loan Officer

2490 Corning Road

Elmira, NY 14850

(888) 253-0799

DWoodruff@mtb.com

Glenn Parsons

Loan Officer Assistant

300 West Water Street

Elmira, NY 14850

(800) 239-8513

glenn.parsons@communitybankna.com

Frank Dreyer

Mortgage Banker

300 W. Water Street

Elmira, NY 14850

(518) 523-9535

jay.dreyer@communitybankna.com

Address

301 E. State Street

Ithaca, NY

Contact

(607) 737-2544

Fax (301) 639-0804

kbange@elmirasavingsbank.com

Address

2490 Corning Road

Elmira, NY

Contact

(888) 253-0799

Fax (301) 639-0804

DWoodruff@mtb.com

Address

300 West Water Street

Elmira, NY

Contact

(800) 239-8513

Fax (301) 639-0804

glenn.parsons@communitybankna.com

Refinancing News for Ithaca, New York 14850