Compare Today’s Refinance Rates for Ithaca, New York 14853
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Ithaca, New York 14853.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Ithaca, New York 14853. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,033 or $11 per month in Ithaca and other parts of Tompkins county.
Summary of Average Refinances in Ithaca, New York 14853
Become a certified mortgage expert on Pureloan.com
in Ithaca, New York 14853
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Ithaca, New York 14853
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ithaca, NY 14853, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ithaca, New York 14853 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ithaca, New York and the surrounding Tompkins county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 32.93% | 36.05% | 34.32% | 42.40% | 32.71% | 25.64% | 26.78% | 32.58% | |
avg refi rate | 4.00% | 3.98% | 4.15% | 4.60% | 3.73% | 3.92% | 4.66% | 4.96% | |
% 15 year fixed refinance | 52.44% | 46.26% | 47.93% | 43.20% | 51.47% | 55.56% | 52.46% | 46.44% | |
avg refi rate | 3.20% | 3.24% | 3.28% | 3.61% | 3.01% | 3.28% | 3.89% | 4.38% | |
Avg credit score | 737.29 | 753.13 | 749.99 | 739.74 | 755.29 | 762.81 | 755.27 | 758.75 | |
Avg LTV (loan to value) | 67.61% | 71.37% | 70.74% | 71.22% | 71.57% | 72.59% | 69.00% | 68.00% | |
Avg DTI (debt to income) | 33.80 | 32.64 | 32.45 | 34.05 | 31.30 | 30.97 | 32.25 | 31.21 | |
Avg refinance insurance % | 1.49% | 3.82% | 3.20% | 4.02% | 4.23% | 4.11% | 3.37% | 2.43% |
Best Refinance Brokers around Ithaca, New York 14853
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ithaca, New York 14853, we have compiled a list of top refinance brokers to assist you in the process.
Kathleen Bange
Loan officer
301 E. State Street
Ithaca, NY 14853
(607) 737-2544
kbange@elmirasavingsbank.com
Daniel Woodruff
Loan Officer
2490 Corning Road
Elmira, NY 14853
(888) 253-0799
DWoodruff@mtb.com
Glenn Parsons
Loan Officer Assistant
300 West Water Street
Elmira, NY 14853
(800) 239-8513
glenn.parsons@communitybankna.com
Frank Dreyer
Mortgage Banker
300 W. Water Street
Elmira, NY 14853
(518) 523-9535
jay.dreyer@communitybankna.com
Address
301 E. State Street
Ithaca, NY
Contact
(607) 737-2544
Fax (301) 639-0804
kbange@elmirasavingsbank.com
Address
2490 Corning Road
Elmira, NY
Contact
(888) 253-0799
Fax (301) 639-0804
DWoodruff@mtb.com
Address
300 West Water Street
Elmira, NY
Contact
(800) 239-8513
Fax (301) 639-0804
glenn.parsons@communitybankna.com