Compare Today’s Refinance Rates for Ithaca, New York

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Ithaca, New York 14853. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Ithaca and surrounding areas of Seneca county, expected lifetime cash savings are $13,866 or $39 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Ithaca, New York 14853.

No suitable program is found

Summary of Average Refinance Terms in Ithaca, New York 14853

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Ithaca, New York 14853 from 2012 - 2019

Below are historical data on refinancing in Ithaca, New York and around Seneca county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 39.46% 35.89% 36.88% 47.76% 49.37% 48.82% 50.95% 44.95%
avg refi rate 4.83% 4.53% 3.90% 3.69% 4.49% 4.10% 3.88% 3.88%
% 15 year fixed refinance 39.33% 41.74% 40.38% 33.30% 34.18% 31.57% 29.89% 37.37%
avg refi rate 4.29% 3.76% 3.24% 2.96% 3.58% 3.22% 3.13% 3.11%
Avg credit score 765.85 766.33 767.84 762.42 744.92 754.42 754.69 751.66
Avg LTV (loan to value) 66.12% 66.39% 67.46% 70.15% 72.24% 72.80% 73.26% 69.75%
Avg DTI (debt to income) 31.48 31.25 30.66 30.94 33.76 33.78 33.07 33.94
Avg refinance insurance % 1.81% 1.85% 2.44% 3.83% 5.19% 4.62% 5.03% 3.54%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Ithaca, New York 14853

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Ithaca, New York 14853, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kathleen Bange

Loan officer

301 E. State Street

Ithaca, NY 14853

(607) 737-2544

kbange@elmirasavingsbank.com

Daniel Woodruff

Loan Officer

2490 Corning Road

Elmira, NY 14853

(888) 253-0799

DWoodruff@mtb.com

Glenn Parsons

Loan Officer Assistant

300 West Water Street

Elmira, NY 14853

(800) 239-8513

glenn.parsons@communitybankna.com

Frank Dreyer

Mortgage Banker

300 W. Water Street

Elmira, NY 14853

(518) 523-9535

jay.dreyer@communitybankna.com

Address

301 E. State Street

Ithaca, NY

Contact

(607) 737-2544

Fax (301) 639-0804

kbange@elmirasavingsbank.com

Address

2490 Corning Road

Elmira, NY

Contact

(888) 253-0799

Fax (301) 639-0804

DWoodruff@mtb.com

Address

300 West Water Street

Elmira, NY

Contact

(800) 239-8513

Fax (301) 639-0804

glenn.parsons@communitybankna.com

Refinancing News for Ithaca, New York 14853