Compare Today’s Refinance Rates for Jamaica, New York 11499
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Jamaica, New York 11499.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Jamaica, New York 11499. For 30-year amortization refinancing, you can expect lifetime cash savings of $20,451 or $57 per month in Jamaica and other parts of Nassau county.
Summary of Average Refinances in Jamaica, New York 11499
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Interactive Refinance Rate Projections for Jamaica, New York 11499
Pureloan has developed an interactive chart to monitor the five largest local lenders in Jamaica, NY 11499, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Jamaica, New York 11499 from 2024 - 2016
The following historical data provides insights into refinancing trends in Jamaica, New York and the surrounding Nassau county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 85.71% | 61.57% | 66.41% | 67.37% | 75.46% | 67.54% | 64.45% | 68.64% | 66.00% |
avg refi rate | 6.21% | 3.49% | 2.99% | 3.33% | 4.25% | 4.65% | 4.24% | 4.02% | 4.12% |
% 15 year fixed refinance | 23.13% | 19.28% | 18.79% | 14.78% | 18.42% | 25.78% | 19.52% | 20.21% | |
avg refi rate | 2.72% | 2.53% | 2.87% | 3.78% | 3.76% | 3.40% | 3.22% | 3.42% | |
Avg credit score | 742.14 | 755.89 | 766.71 | 762.46 | 748.27 | 746.98 | 750.77 | 753.52 | 755.85 |
Avg LTV (loan to value) | 52.00% | 46.56% | 48.62% | 52.34% | 54.48% | 46.84% | 51.27% | 51.76% | 53.45% |
Avg DTI (debt to income) | 39.05 | 36.79 | 36.10 | 36.03 | 37.68 | 40.89 | 35.92 | 35.29 | 34.49 |
Avg refinance insurance % | 0.43% | 0.43% | 0.49% | 0.76% | 0.21% | 0.35% | 0.38% |
Best Refinance Brokers around Jamaica, New York 11499
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Jamaica, New York 11499, we have compiled a list of top refinance brokers to assist you in the process.
Steven Zias
Mortgage Banker
32 Jericho Tpke
Mineola, NY 11499
(516) 749-6522
steven.n.zias@chase.com
Larry Collins
Broker
1400 Old Country Rd. Suite C104
Westbury, NY 11499
(516) 393-0467
lcollins@avpmtg.com
Susan Peverelle
Loan Officer
1400 Old Country Road
, NY 11499
(516) 393-0467
speverelle@avpmtg.com
Mary Burns
Loan Officer
1400 Old Country Road Suite C-104
Westbury, NY 11499
(516) 393-0467
mburns@avpmtg.com
Denise Kolanik
Loan Officer
1400 Old Country Road Suite C-104
Westbury, NY 11499
(516) 393-0467
dkolanik@avpmtg.com
Address
32 Jericho Tpke
Mineola, NY
Contact
(516) 749-6522
Fax (301) 639-0804
steven.n.zias@chase.com
Address
1400 Old Country Rd. Suite C104
Westbury, NY
Contact
(516) 393-0467
Fax (301) 639-0804
lcollins@avpmtg.com
Address
1400 Old Country Road
, NY
Contact
(516) 393-0467
Fax (301) 639-0804
speverelle@avpmtg.com