Compare Today’s Refinance Rates for Jamestown, New York

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Jamestown, New York 14702. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Jamestown and surrounding areas of Chautauqua county, expected lifetime cash savings are $7,308 or $20 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Jamestown, New York 14702.

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Summary of Average Refinance Terms in Jamestown, New York 14702

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Jamestown, New York 14702 from 2012 - 2019

Below are historical data on refinancing in Jamestown, New York and around Chautauqua county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 39.46% 35.89% 36.88% 47.76% 49.37% 48.82% 50.95% 44.95%
avg refi rate 4.83% 4.53% 3.90% 3.69% 4.49% 4.10% 3.88% 3.88%
% 15 year fixed refinance 39.33% 41.74% 40.38% 33.30% 34.18% 31.57% 29.89% 37.37%
avg refi rate 4.29% 3.76% 3.24% 2.96% 3.58% 3.22% 3.13% 3.11%
% 10 year fixed refinance 3.08% 4.35% 4.04% 2.65% 4.64% 1.18% 1.47% 1.01%
avg refi rate 4.28% 3.68% 3.31% 2.91% 3.48% 3.13% 2.98% 3.06%
Avg credit score 765.85 766.33 767.84 762.42 744.92 754.42 754.69 751.66
Avg LTV (loan to value) 66.12% 66.39% 67.46% 70.15% 72.24% 72.80% 73.26% 69.75%
Avg Combined LTV (loan to value) 68.20% 68.33% 68.56% 71.37% 73.06% 74.11% 74.17% 70.35%
Avg DTI (debt to income) 31.48 31.25 30.66 30.94 33.76 33.78 33.07 33.94
Avg refinance insurance % 1.81% 1.85% 2.44% 3.83% 5.19% 4.62% 5.03% 3.54%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Jamestown, New York 14702

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Jamestown, New York 14702, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Glori Taylor

Loan Officer Assistant

25 South Main St

Jamestown, NY 14702

(800) 239-8513

glori.taylor@communitybankna.com

Brenda Blackwell

Loan Officer Assistant

1471 East State Road

Olean, NY 14702

(800) 239-8513

brenda.blackwell@communitybankna.com

Jennifer DeLong

Loan Officer Assistant

21 West Main St

Cuba, NY 14702

(800) 239-8513

jennifer.delong@communitybankna.com

Laurie Harvey

Loan Officer Assistant

8720 E Main St

Clymer, NY 14702

(800) 239-8513

laurie.harvey@communitybankna.com

Lisa Allenson

Loan Officer Assistant

1 W. Fairmount Ave.

Lakewood, NY 14702

(800) 239-8513

lisa.allenson@communitybankna.com

Address

25 South Main St

Jamestown, NY

Contact

(800) 239-8513

Fax (301) 639-0804

glori.taylor@communitybankna.com

Address

1471 East State Road

Olean, NY

Contact

(800) 239-8513

Fax (301) 639-0804

brenda.blackwell@communitybankna.com

Address

21 West Main St

Cuba, NY

Contact

(800) 239-8513

Fax (301) 639-0804

jennifer.delong@communitybankna.com

Refinancing News for Jamestown, New York 14702