Compare Today’s Refinance Rates for Jamestown, New York

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Jamestown, New York 14702. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Jamestown and surrounding areas of Chautauqua county, your expected lifetime cash savings are $2,254 or $6 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Jamestown, New York 14702.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Jamestown, New York 14702

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Jamestown, NY 14702, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for Jamestown, New York 14702 from 2012 - 2019

Below are historical data on refinancing in Jamestown, New York and around Chautauqua county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 39.46% 35.89% 36.88% 47.76% 49.37% 48.82% 50.95% 44.95%
avg refi rate 4.83% 4.53% 3.90% 3.69% 4.49% 4.10% 3.88% 3.88%
% 15 year fixed refinance 39.33% 41.74% 40.38% 33.30% 34.18% 31.57% 29.89% 37.37%
avg refi rate 4.29% 3.76% 3.24% 2.96% 3.58% 3.22% 3.13% 3.11%
Avg credit score 765.85 766.33 767.84 762.42 744.92 754.42 754.69 751.66
Avg LTV (loan to value) 66.12% 66.39% 67.46% 70.15% 72.24% 72.80% 73.26% 69.75%
Avg DTI (debt to income) 31.48 31.25 30.66 30.94 33.76 33.78 33.07 33.94
Avg refinance insurance % 1.81% 1.85% 2.44% 3.83% 5.19% 4.62% 5.03% 3.54%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Jamestown, New York 14702

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Jamestown, New York 14702, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Glori Taylor

Loan Officer Assistant

25 South Main St

Jamestown, NY 14702

(800) 239-8513

glori.taylor@communitybankna.com

Brenda Blackwell

Loan Officer Assistant

1471 East State Road

Olean, NY 14702

(800) 239-8513

brenda.blackwell@communitybankna.com

Jennifer DeLong

Loan Officer Assistant

21 West Main St

Cuba, NY 14702

(800) 239-8513

jennifer.delong@communitybankna.com

Laurie Harvey

Loan Officer Assistant

8720 E Main St

Clymer, NY 14702

(800) 239-8513

laurie.harvey@communitybankna.com

Lisa Allenson

Loan Officer Assistant

1 W. Fairmount Ave.

Lakewood, NY 14702

(800) 239-8513

lisa.allenson@communitybankna.com

Address

25 South Main St

Jamestown, NY

Contact

(800) 239-8513

Fax (301) 639-0804

glori.taylor@communitybankna.com

Address

1471 East State Road

Olean, NY

Contact

(800) 239-8513

Fax (301) 639-0804

brenda.blackwell@communitybankna.com

Address

21 West Main St

Cuba, NY

Contact

(800) 239-8513

Fax (301) 639-0804

jennifer.delong@communitybankna.com

Refinancing News for Jamestown, New York 14702