Compare Today’s Refinance Rates for Jewett, New York 12444
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Jewett, New York 12444.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $9,855 over the lifetime of your mortgage, which translates to a monthly savings of $27 in Jewett and other areas of Greene county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Jewett, New York 12444
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Interactive Refinance Rate Projections for Jewett, New York 12444
Pureloan has developed an interactive chart to monitor the five largest local lenders in Jewett, NY 12444, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Jewett, New York 12444 from 2024 - 2016
The following historical data provides insights into refinancing trends in Jewett, New York and the surrounding Greene county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 33.33% | 46.51% | 44.13% | 36.41% | 49.25% | 52.78% | 41.10% | 32.20% | 30.30% |
avg refi rate | 7.50% | 3.61% | 3.07% | 3.32% | 4.30% | 4.52% | 4.11% | 3.83% | 3.96% |
% 15 year fixed refinance | 66.67% | 33.72% | 36.15% | 42.12% | 32.84% | 33.33% | 45.21% | 50.00% | 44.44% |
avg refi rate | 5.94% | 2.88% | 2.50% | 2.77% | 3.69% | 3.67% | 3.01% | 2.90% | 3.11% |
Avg credit score | 760.00 | 749.17 | 754.96 | 762.29 | 752.66 | 741.22 | 755.77 | 760.75 | 761.86 |
Avg LTV (loan to value) | 66.33% | 65.74% | 71.79% | 73.80% | 72.09% | 70.06% | 74.55% | 74.01% | 73.30% |
Avg DTI (debt to income) | 29.67 | 33.80 | 33.20 | 32.93 | 35.00 | 35.36 | 34.05 | 33.99 | 34.06 |
Avg refinance insurance % | 10.00% | 1.28% | 3.50% | 4.76% | 5.13% | 6.31% | 5.04% | 5.73% | 6.12% |
Best Refinance Brokers around Jewett, New York 12444
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Jewett, New York 12444, we have compiled a list of top refinance brokers to assist you in the process.
Michael Blass
Loan Officer
32 West Bridge Street
Catskill, NY 12444
(518) 943-3714
mblass@homesteadfunding.com
Courtney Parish
Branch Manager/LIcensed Loan Originator
32 West Bridge Street
Catskill, NY 12444
(518) 943-3714
cparish@homesteadfunding.com
Susan Alecca
Loan Specialist
180 Schwenk Drive
Kingston, NY 12444
(866) 440-0391
SAlecca@ulstersavings.com
valerie Belton
Loan Specialist
180 Schwenk Drive
Kingston, NY 12444
(866) 440-0391
vBelton@ulstersavings.com
Ellen Clewis
Loan Specialist
180 Schwenk Drive
Kingston, NY 12444
(866) 440-0391
EClewis@ulstersavings.com
Address
32 West Bridge Street
Catskill, NY
Contact
(518) 943-3714
Fax (301) 639-0804
mblass@homesteadfunding.com
Address
32 West Bridge Street
Catskill, NY
Contact
(518) 943-3714
Fax (301) 639-0804
cparish@homesteadfunding.com
Address
180 Schwenk Drive
Kingston, NY
Contact
(866) 440-0391
Fax (301) 639-0804
SAlecca@ulstersavings.com