Compare Today’s Refinance Rates for Long Beach, New York
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Long Beach, New York 11561. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $10,502 or $29 / month in Long Beach and other areas of Nassau county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Long Beach, New York 11561.
Summary of Average Refinance Terms in Long Beach, New York 11561
Become a certified mortgage expert on Pureloan.com
Reach hundreds of thousands of home
in Long Beach, New York 11561
buyers and refinance customers every month! FREE APPLICATION
Customized Refinance Rate Projections for Long Beach, NY
For refinance rate forecasts and predictions in Long Beach, NY 11561, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Long Beach, New York 11561 from 2013 - 2020
Below are historical data on refinancing in Long Beach, New York and around Nassau county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
|% 30 year fixed refinance||56.58%||39.87%||45.86%||50.34%||50.85%||49.80%||50.20%||42.50%|
|avg refi rate||4.91%||4.67%||3.97%||3.71%||4.53%||4.10%||3.91%||3.96%|
|% 15 year fixed refinance||33.05%||39.24%||40.40%||38.01%||33.90%||31.08%||34.12%||43.33%|
|avg refi rate||4.35%||3.82%||3.29%||3.01%||3.54%||3.24%||3.17%||3.08%|
|Avg credit score||764.92||762.70||765.77||759.78||750.58||753.03||752.33||751.19|
|Avg LTV (loan to value)||57.32%||57.68%||59.16%||59.49%||62.38%||65.36%||62.39%||63.64%|
|Avg DTI (debt to income)||31.29||32.53||32.92||32.94||34.93||35.15||35.02||35.01|
|Avg refinance insurance %||0.78%||0.84%||0.75%||1.27%||2.08%||1.64%||2.15%||3.26%|
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Long Beach, New York 11561
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Long Beach, New York 11561, we have compiled a list of the leading refinance brokers to guide you.
Massapequa, NY 11561
Massapequa, NY 11561