Compare Today’s Refinance Rates for Long Beach, New York

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Long Beach, New York 11561. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $10,502 or $29 / month in Long Beach and other areas of Nassau county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Long Beach, New York 11561.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Long Beach, New York 11561

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Long Beach, NY

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Long Beach, NY 11561, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Long Beach, NY

Refinance Rates for Long Beach, New York 11561 from 2013 - 2020

Below are historical data on refinancing in Long Beach, New York and around Nassau county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 56.58% 39.87% 45.86% 50.34% 50.85% 49.80% 50.20% 42.50%
avg refi rate 4.91% 4.67% 3.97% 3.71% 4.53% 4.10% 3.91% 3.96%
% 15 year fixed refinance 33.05% 39.24% 40.40% 38.01% 33.90% 31.08% 34.12% 43.33%
avg refi rate 4.35% 3.82% 3.29% 3.01% 3.54% 3.24% 3.17% 3.08%
Avg credit score 764.92 762.70 765.77 759.78 750.58 753.03 752.33 751.19
Avg LTV (loan to value) 57.32% 57.68% 59.16% 59.49% 62.38% 65.36% 62.39% 63.64%
Avg DTI (debt to income) 31.29 32.53 32.92 32.94 34.93 35.15 35.02 35.01
Avg refinance insurance % 0.78% 0.84% 0.75% 1.27% 2.08% 1.64% 2.15% 3.26%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Long Beach, New York 11561

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Long Beach, New York 11561, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Joseph Kauderer

Loan Officer

Merrick Road

Massapequa, NY 11561

(516) 264-7040

danron1628@aol.com

Craig Markowitz

Loan Officer

Merrick Road

Massapequa, NY 11561

(516) 264-7040

cmarkowitz@hotmail.com

Address

Merrick Road

Massapequa, NY

Contact

(516) 264-7040

Fax (301) 639-0804

danron1628@aol.com

Address

Merrick Road

Massapequa, NY

Contact

(516) 264-7040

Fax (301) 639-0804

cmarkowitz@hotmail.com

Refinancing News for Long Beach, New York 11561