Compare Today’s Refinance Rates for Malone, New York 12953
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Malone, New York 12953.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Malone, New York 12953. For 30-year amortization refinancing, you can expect lifetime cash savings of $10,499 or $29 per month in Malone and other parts of Franklin county.
Summary of Average Refinances in Malone, New York 12953
Become a certified mortgage expert on Pureloan.com
in Malone, New York 12953
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Malone, New York 12953
Pureloan has developed an interactive chart to monitor the five largest local lenders in Malone, NY 12953, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Malone, New York 12953 from 2024 - 2016
The following historical data provides insights into refinancing trends in Malone, New York and the surrounding Franklin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 33.33% | 46.51% | 44.13% | 36.41% | 49.25% | 52.78% | 41.10% | 32.20% | 30.30% |
avg refi rate | 7.50% | 3.61% | 3.07% | 3.32% | 4.30% | 4.52% | 4.11% | 3.83% | 3.96% |
% 15 year fixed refinance | 66.67% | 33.72% | 36.15% | 42.12% | 32.84% | 33.33% | 45.21% | 50.00% | 44.44% |
avg refi rate | 5.94% | 2.88% | 2.50% | 2.77% | 3.69% | 3.67% | 3.01% | 2.90% | 3.11% |
Avg credit score | 760.00 | 749.17 | 754.96 | 762.29 | 752.66 | 741.22 | 755.77 | 760.75 | 761.86 |
Avg LTV (loan to value) | 66.33% | 65.74% | 71.79% | 73.80% | 72.09% | 70.06% | 74.55% | 74.01% | 73.30% |
Avg DTI (debt to income) | 29.67 | 33.80 | 33.20 | 32.93 | 35.00 | 35.36 | 34.05 | 33.99 | 34.06 |
Avg refinance insurance % | 10.00% | 1.28% | 3.50% | 4.76% | 5.13% | 6.31% | 5.04% | 5.73% | 6.12% |
Best Refinance Brokers around Malone, New York 12953
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Malone, New York 12953, we have compiled a list of top refinance brokers to assist you in the process.
Malinda Klepfer
Mortgage Loan Officer
3349 Route 11
Malone, NY 12953
(315) 764-0566 Ext. 501
mklepfer@seacomm.org
Stacey Brunell
Loan Officer Assistant
320 West Main St
Malone, NY 12953
(800) 239-8513
stacey.brunell@communitybankna.com
Tanya Benware
Branch Manager/Licensed Loan Originator
31 Elm Street
Malone, NY 12953
(518) 483-6275
tbenware@homesteadfunding.com
Thomas Greco
Loan Officer/Mortgage Consultant
75 South First Street
Fulton, NY 12953
(315) 592-3158
tgreco@fultonsavings.com
Tracy Styer
Branch Manager
8763 Brewerton Road
Brewerton, NY 12953
(315) 698-1610
tstyer@homesteadfunding.com
Address
3349 Route 11
Malone, NY
Contact
(315) 764-0566 Ext. 501
Fax (301) 639-0804
mklepfer@seacomm.org
Address
320 West Main St
Malone, NY
Contact
(800) 239-8513
Fax (301) 639-0804
stacey.brunell@communitybankna.com
Address
31 Elm Street
Malone, NY
Contact
(518) 483-6275
Fax (301) 639-0804
tbenware@homesteadfunding.com