Compare Today’s Refinance Rates for Medford, New York 11763
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Medford, New York 11763.
With a 30-year amortization refinance in Medford and surrounding areas of Suffolk county, our calculations show that you can expect to save up to $12,129 over the lifetime of your mortgage, or a monthly savings of $34. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Medford, New York 11763.
Summary of Average Refinances in Medford, New York 11763
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Interactive Refinance Rate Projections for Medford, New York 11763
Pureloan has developed an interactive chart to monitor the five largest local lenders in Medford, NY 11763, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Medford, New York 11763 from 2024 - 2016
The following historical data provides insights into refinancing trends in Medford, New York and the surrounding Suffolk county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.00% | 57.47% | 57.39% | 60.11% | 65.69% | 57.40% | 46.25% | 50.78% | 56.78% |
avg refi rate | 6.30% | 3.44% | 2.95% | 3.22% | 4.16% | 4.52% | 4.11% | 3.97% | 4.11% |
% 15 year fixed refinance | 12.00% | 25.28% | 23.07% | 20.78% | 18.62% | 30.24% | 36.08% | 29.05% | 24.17% |
avg refi rate | 5.25% | 2.68% | 2.46% | 2.76% | 3.54% | 3.76% | 3.31% | 3.13% | 3.33% |
Avg credit score | 728.60 | 752.23 | 752.39 | 754.32 | 744.64 | 743.23 | 747.42 | 751.32 | 751.87 |
Avg LTV (loan to value) | 50.64% | 57.16% | 63.03% | 68.59% | 69.13% | 68.46% | 68.47% | 70.37% | 71.33% |
Avg DTI (debt to income) | 39.80 | 37.39 | 35.60 | 35.60 | 37.25 | 38.08 | 37.09 | 36.16 | 36.27 |
Avg refinance insurance % | 0.58% | 1.43% | 2.84% | 3.59% | 2.59% | 3.37% | 4.28% | 4.85% |
Best Refinance Brokers around Medford, New York 11763
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Medford, New York 11763, we have compiled a list of top refinance brokers to assist you in the process.
Marc Mountrichas
Mortgage Banker
4970 Merrick Road
Massapequa Park, NY 11763
(516) 679-3253
marc.j.mountrichas@chase.com
Alissa White
Mortgage Banker
54 Main Street
Northport, NY 11763
(6) 390-4219
alissa.x.white@chase.com
Nicholas Disabatino
Mortgage Banker
5499 Nesconset Highway
Mount Sinai, NY 11763
(63) 928-6329
nicholas.x.disab@chase.com
Warren Goldberg
Loan Officer
9 Laura Lane
Plainview, NY 11763
(516) 584-7218
warren@warrengoldberg.com
Michael Bacani
Mortgage Banker
1064 Old Country Road
Plainview, NY 11763
(516) 644-0435
michael.bacani@chase.com
Address
4970 Merrick Road
Massapequa Park, NY
Contact
(516) 679-3253
Fax (301) 639-0804
marc.j.mountrichas@chase.com
Address
54 Main Street
Northport, NY
Contact
(6) 390-4219
Fax (301) 639-0804
alissa.x.white@chase.com
Address
5499 Nesconset Highway
Mount Sinai, NY
Contact
(63) 928-6329
Fax (301) 639-0804
nicholas.x.disab@chase.com