Compare Today’s Refinance Rates for Mount Vernon, New York 10558
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Mount Vernon, New York 10558.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Mount Vernon, New York 10558. For 30-year amortization refinancing, you can expect lifetime cash savings of $16,638 or $46 per month in Mount Vernon and other parts of Westchester county.
Summary of Average Refinances in Mount Vernon, New York 10558
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Interactive Refinance Rate Projections for Mount Vernon, New York 10558
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mount Vernon, NY 10558, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mount Vernon, New York 10558 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mount Vernon, New York and the surrounding Westchester county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 80.00% | 51.29% | 59.36% | 57.78% | 59.11% | 51.81% | 45.48% | 52.56% | 60.28% |
avg refi rate | 6.29% | 3.34% | 2.96% | 3.24% | 4.23% | 4.40% | 4.04% | 3.92% | 4.06% |
% 15 year fixed refinance | 6.67% | 30.02% | 24.39% | 25.25% | 27.48% | 38.34% | 41.07% | 32.76% | 26.35% |
avg refi rate | 6.00% | 2.60% | 2.47% | 2.77% | 3.64% | 3.83% | 3.22% | 3.14% | 3.27% |
Avg credit score | 730.00 | 751.49 | 760.27 | 762.12 | 753.17 | 750.25 | 755.26 | 757.72 | 757.16 |
Avg LTV (loan to value) | 50.47% | 55.73% | 61.96% | 66.40% | 66.50% | 60.09% | 63.28% | 64.84% | 65.14% |
Avg DTI (debt to income) | 36.53 | 34.97 | 33.26 | 33.57 | 36.25 | 35.10 | 34.20 | 33.26 | 34.58 |
Avg refinance insurance % | 0.80% | 0.42% | 1.27% | 2.24% | 3.29% | 1.73% | 1.84% | 2.47% | 2.70% |
Best Refinance Brokers around Mount Vernon, New York 10558
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mount Vernon, New York 10558, we have compiled a list of top refinance brokers to assist you in the process.
Ralph Berardi, Jr.
Loan Officer
707 Westchester Ave Suite 305
White Plains, NY 10558
(914) 202-3449
rjberardijr@rhfunding.com
Jill Holland
Loan Officer
5 June Court
White Plains, NY 10558
(917) 439-6015
jillholland420@yahoo.com
Margaret O'Connor
Loan Specialist
399 Knollwood Road
White Plains, NY 10558
(914) 686-0220
moconnor@ulstersavings.com
BIAGIO MAFFETTONE
Home Mortgage Consultant
50 Main Street
White Plains, NY 10558
(914) 286-5443
Biagio.Maffettone@wellsfargo.com
MATTHEW FIORILLO
Home Mortgage Consultant
50 Main Street
White Plains, NY 10558
(914) 286-5443
Matthew.Fiorillo@wellsfargo.com
Address
707 Westchester Ave Suite 305
White Plains, NY
Contact
(914) 202-3449
Fax (301) 639-0804
rjberardijr@rhfunding.com
Address
5 June Court
White Plains, NY
Contact
(917) 439-6015
Fax (301) 639-0804
jillholland420@yahoo.com
Address
399 Knollwood Road
White Plains, NY
Contact
(914) 686-0220
Fax (301) 639-0804
moconnor@ulstersavings.com