Compare Today’s Refinance Rates for Mount Vernon, New York

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Mount Vernon, New York 10558. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Mount Vernon and surrounding areas of Westchester county, expected lifetime cash savings are $33,821 or $94 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Mount Vernon, New York 10558.

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Summary of Average Refinance Terms in Mount Vernon, New York 10558

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Mount Vernon, New York 10558 from 2012 - 2019

Below are historical data on refinancing in Mount Vernon, New York and around Westchester county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 63.41% 52.54% 58.84% 56.81% 52.44% 50.50% 51.81% 40.87%
avg refi rate 4.89% 4.58% 3.95% 3.71% 4.44% 4.02% 3.84% 3.87%
% 15 year fixed refinance 25.57% 33.04% 27.76% 30.68% 34.96% 29.34% 29.72% 43.27%
avg refi rate 4.28% 3.89% 3.26% 2.99% 3.55% 3.28% 3.10% 3.13%
Avg credit score 769.21 769.57 770.84 770.10 758.49 762.16 765.69 760.27
Avg LTV (loan to value) 56.69% 57.23% 60.81% 58.15% 60.57% 61.07% 61.74% 59.32%
Avg DTI (debt to income) 30.32 30.59 30.41 30.21 32.99 31.92 31.86 33.11
Avg refinance insurance % 1.07% 0.98% 1.81% 2.01% 2.98% 3.34% 3.40% 2.78%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Mount Vernon, New York 10558

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Mount Vernon, New York 10558, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ralph Berardi, Jr.

Loan Officer

707 Westchester Ave Suite 305

White Plains, NY 10558

(914) 202-3449

rjberardijr@rhfunding.com

Jill Holland

Loan Officer

5 June Court

White Plains, NY 10558

(917) 439-6015

jillholland420@yahoo.com

Margaret O'Connor

Loan Specialist

399 Knollwood Road

White Plains, NY 10558

(914) 686-0220

moconnor@ulstersavings.com

BIAGIO MAFFETTONE

Home Mortgage Consultant

50 Main Street

White Plains, NY 10558

(914) 286-5443

Biagio.Maffettone@wellsfargo.com

MATTHEW FIORILLO

Home Mortgage Consultant

50 Main Street

White Plains, NY 10558

(914) 286-5443

Matthew.Fiorillo@wellsfargo.com

Address

707 Westchester Ave Suite 305

White Plains, NY

Contact

(914) 202-3449

Fax (301) 639-0804

rjberardijr@rhfunding.com

Address

5 June Court

White Plains, NY

Contact

(917) 439-6015

Fax (301) 639-0804

jillholland420@yahoo.com

Address

399 Knollwood Road

White Plains, NY

Contact

(914) 686-0220

Fax (301) 639-0804

moconnor@ulstersavings.com

Refinancing News for Mount Vernon, New York 10558