Compare Today’s Refinance Rates for New Rochelle, New York

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for New Rochelle, New York 10805. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in New Rochelle and surrounding areas of Westchester county, expected lifetime cash savings are $65,587 or $182 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for New Rochelle, New York 10805.

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Summary of Average Refinance Terms in New Rochelle, New York 10805

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for New Rochelle, New York 10805 from 2012 - 2019

Below are historical data on refinancing in New Rochelle, New York and around Westchester county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 63.41% 52.54% 58.84% 56.81% 52.44% 50.50% 51.81% 40.87%
avg refi rate 4.89% 4.58% 3.95% 3.71% 4.44% 4.02% 3.84% 3.87%
% 15 year fixed refinance 25.57% 33.04% 27.76% 30.68% 34.96% 29.34% 29.72% 43.27%
avg refi rate 4.28% 3.89% 3.26% 2.99% 3.55% 3.28% 3.10% 3.13%
Avg credit score 769.21 769.57 770.84 770.10 758.49 762.16 765.69 760.27
Avg LTV (loan to value) 56.69% 57.23% 60.81% 58.15% 60.57% 61.07% 61.74% 59.32%
Avg DTI (debt to income) 30.32 30.59 30.41 30.21 32.99 31.92 31.86 33.11
Avg refinance insurance % 1.07% 0.98% 1.81% 2.01% 2.98% 3.34% 3.40% 2.78%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around New Rochelle, New York 10805

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in New Rochelle, New York 10805, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Juan Cueto

Loan Officer

250 North Avenue

New Rochelle, NY 10805

(347) 996-9852

juan.e.cueto@us.hsbc.com

Juan Enamorado

Loan Officer

8 Memorial Highway

New Rochelle, NY 10805

(914) 636-6004

juan@unionhome.org

Address

250 North Avenue

New Rochelle, NY

Contact

(347) 996-9852

Fax (301) 639-0804

juan.e.cueto@us.hsbc.com

Address

8 Memorial Highway

New Rochelle, NY

Contact

(914) 636-6004

Fax (301) 639-0804

juan@unionhome.org

Refinancing News for New Rochelle, New York 10805