Compare Today’s Refinance Rates for New Rochelle, New York
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for New Rochelle, New York 10804. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $12,219 or $34 / month in New Rochelle and other areas of Westchester county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for New Rochelle, New York 10804.
Summary of Average Refinance Terms in New Rochelle, New York 10804
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Customized Refinance Rate Projections for New Rochelle, NY
For refinance rate forecasts and predictions in New Rochelle, NY 10804, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for New Rochelle, New York 10804 from 2013 - 2020
Below are historical data on refinancing in New Rochelle, New York and around Westchester county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
|% 30 year fixed refinance||63.41%||52.54%||58.84%||56.81%||52.44%||50.50%||51.81%||40.87%|
|avg refi rate||4.89%||4.58%||3.95%||3.71%||4.44%||4.02%||3.84%||3.87%|
|% 15 year fixed refinance||25.57%||33.04%||27.76%||30.68%||34.96%||29.34%||29.72%||43.27%|
|avg refi rate||4.28%||3.89%||3.26%||2.99%||3.55%||3.28%||3.10%||3.13%|
|Avg credit score||769.21||769.57||770.84||770.10||758.49||762.16||765.69||760.27|
|Avg LTV (loan to value)||56.69%||57.23%||60.81%||58.15%||60.57%||61.07%||61.74%||59.32%|
|Avg DTI (debt to income)||30.32||30.59||30.41||30.21||32.99||31.92||31.86||33.11|
|Avg refinance insurance %||1.07%||0.98%||1.81%||2.01%||2.98%||3.34%||3.40%||2.78%|
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around New Rochelle, New York 10804
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in New Rochelle, New York 10804, we have compiled a list of the leading refinance brokers to guide you.
250 North Avenue
New Rochelle, NY 10804
8 Memorial Highway
New Rochelle, NY 10804