Compare Today’s Refinance Rates for New Rochelle, New York

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for New Rochelle, New York 10804. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $12,219 or $34 / month in New Rochelle and other areas of Westchester county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for New Rochelle, New York 10804.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in New Rochelle, New York 10804

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for New Rochelle, NY

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in New Rochelle, NY 10804, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for New Rochelle, NY

Refinance Rates for New Rochelle, New York 10804 from 2013 - 2020

Below are historical data on refinancing in New Rochelle, New York and around Westchester county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 63.41% 52.54% 58.84% 56.81% 52.44% 50.50% 51.81% 40.87%
avg refi rate 4.89% 4.58% 3.95% 3.71% 4.44% 4.02% 3.84% 3.87%
% 15 year fixed refinance 25.57% 33.04% 27.76% 30.68% 34.96% 29.34% 29.72% 43.27%
avg refi rate 4.28% 3.89% 3.26% 2.99% 3.55% 3.28% 3.10% 3.13%
Avg credit score 769.21 769.57 770.84 770.10 758.49 762.16 765.69 760.27
Avg LTV (loan to value) 56.69% 57.23% 60.81% 58.15% 60.57% 61.07% 61.74% 59.32%
Avg DTI (debt to income) 30.32 30.59 30.41 30.21 32.99 31.92 31.86 33.11
Avg refinance insurance % 1.07% 0.98% 1.81% 2.01% 2.98% 3.34% 3.40% 2.78%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around New Rochelle, New York 10804

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in New Rochelle, New York 10804, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Juan Cueto

Loan Officer

250 North Avenue

New Rochelle, NY 10804

(347) 996-9852

juan.e.cueto@us.hsbc.com

Juan Enamorado

Loan Officer

8 Memorial Highway

New Rochelle, NY 10804

(914) 636-6004

juan@unionhome.org

Address

250 North Avenue

New Rochelle, NY

Contact

(347) 996-9852

Fax (301) 639-0804

juan.e.cueto@us.hsbc.com

Address

8 Memorial Highway

New Rochelle, NY

Contact

(914) 636-6004

Fax (301) 639-0804

juan@unionhome.org

Refinancing News for New Rochelle, New York 10804