Compare Today’s Refinance Rates for New York, New York 10109
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in New York, New York 10109.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in New York, New York 10109. For 30-year amortization refinancing, you can expect lifetime cash savings of $22,531 or $63 per month in New York and other parts of New York county.
Summary of Average Refinances in New York, New York 10109
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Interactive Refinance Rate Projections for New York, New York 10109
Pureloan has developed an interactive chart to monitor the five largest local lenders in New York, NY 10109, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in New York, New York 10109 from 2024 - 2016
The following historical data provides insights into refinancing trends in New York, New York and the surrounding New York county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 50.00% | 61.02% | 73.91% | 50.00% | 66.67% | 70.00% | 75.00% | 71.43% | |
avg refi rate | 3.06% | 2.85% | 3.37% | 3.50% | 4.00% | 4.19% | 3.92% | 3.86% | |
% 15 year fixed refinance | 50.00% | 25.42% | 26.09% | 33.33% | 30.00% | 18.75% | 21.43% | ||
avg refi rate | 2.59% | 2.49% | 2.87% | 4.13% | 3.25% | 3.03% | 3.29% | ||
Avg credit score | 765.25 | 778.02 | 783.26 | 799.50 | 804.67 | 773.30 | 784.19 | 760.71 | |
Avg LTV (loan to value) | 53.38% | 47.47% | 46.43% | 61.50% | 34.00% | 38.40% | 43.00% | 48.50% | |
Avg DTI (debt to income) | 31.50 | 30.08 | 28.52 | 32.00 | 32.67 | 31.30 | 33.25 | 27.14 | |
Avg refinance insurance % |
Best Refinance Brokers around New York, New York 10109
If you are considering refinancing your mortgage or obtaining a cash-out refinance in New York, New York 10109, we have compiled a list of top refinance brokers to assist you in the process.
Atiya Ingram-Sanchez
Loan Officer
22 Cortlandt Street 29th Floor
New York, NY 10109
(212) 238-3311
aingram-sanchez@nymcu.org
Kristopher Budi
Loan Consultant
80 Maiden Lane, Suite 903
New York, NY 10109
(212) 387-0377
kbudi@accionusa.org
Fatiha Ainane
Loan Consultant
80 Maiden Lane, Suite 903
New York, NY 10109
(212) 387-0377
fainane@accionusa.org
Evelin Libman
Senior Loan Consultant
80 Maiden Lane, Suite 903
New York, NY 10109
(212) 387-0377
elibman@accionusa.org
Jeffrey Conrad
Mortgage Banker Associate
First Ave and 44th St 1 United Nations Plaza
New York, NY 10109
(212) 740-7093
jeffrey.a.conrad@chase.com
Address
22 Cortlandt Street 29th Floor
New York, NY
Contact
(212) 238-3311
Fax (301) 639-0804
aingram-sanchez@nymcu.org
Address
80 Maiden Lane, Suite 903
New York, NY
Contact
(212) 387-0377
Fax (301) 639-0804
kbudi@accionusa.org
Address
80 Maiden Lane, Suite 903
New York, NY
Contact
(212) 387-0377
Fax (301) 639-0804
fainane@accionusa.org