Compare Today’s Refinance Rates for New York, New York
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for New York, New York 10075. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in New York and surrounding areas of New York county, your expected lifetime cash savings are $29,905 or $83 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for New York, New York 10075.
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Summary of Average Refinance Terms in New York, New York 10075


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Interactive and Personalized Mortage Rates Analysis
For refinance rate forecasts and predictions in New York, NY 10075, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for New York, New York 10075 from 2012 - 2019
Below are historical data on refinancing in New York, New York and around New York county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 63.41% | 52.54% | 58.84% | 56.81% | 52.44% | 50.50% | 51.81% | 40.87% |
avg refi rate | 4.89% | 4.58% | 3.95% | 3.71% | 4.44% | 4.02% | 3.84% | 3.87% |
% 15 year fixed refinance | 25.57% | 33.04% | 27.76% | 30.68% | 34.96% | 29.34% | 29.72% | 43.27% |
avg refi rate | 4.28% | 3.89% | 3.26% | 2.99% | 3.55% | 3.28% | 3.10% | 3.13% |
Avg credit score | 769.21 | 769.57 | 770.84 | 770.10 | 758.49 | 762.16 | 765.69 | 760.27 |
Avg LTV (loan to value) | 56.69% | 57.23% | 60.81% | 58.15% | 60.57% | 61.07% | 61.74% | 59.32% |
Avg DTI (debt to income) | 30.32 | 30.59 | 30.41 | 30.21 | 32.99 | 31.92 | 31.86 | 33.11 |
Avg refinance insurance % | 1.07% | 0.98% | 1.81% | 2.01% | 2.98% | 3.34% | 3.40% | 2.78% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around New York, New York 10075
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in New York, New York 10075, we have compiled a list of the leading refinance brokers to guide you.
Atiya Ingram-Sanchez
Loan Officer
22 Cortlandt Street 29th Floor
New York, NY 10075
(212) 238-3311
aingram-sanchez@nymcu.org
Kristopher Budi
Loan Consultant
80 Maiden Lane, Suite 903
New York, NY 10075
(212) 387-0377
kbudi@accionusa.org
Fatiha Ainane
Loan Consultant
80 Maiden Lane, Suite 903
New York, NY 10075
(212) 387-0377
fainane@accionusa.org
Evelin Libman
Senior Loan Consultant
80 Maiden Lane, Suite 903
New York, NY 10075
(212) 387-0377
elibman@accionusa.org
Jeffrey Conrad
Mortgage Banker Associate
First Ave and 44th St 1 United Nations Plaza
New York, NY 10075
(212) 740-7093
jeffrey.a.conrad@chase.com
Address
22 Cortlandt Street 29th Floor
New York, NY
Contact
(212) 238-3311
Fax (301) 639-0804
aingram-sanchez@nymcu.org
Address
80 Maiden Lane, Suite 903
New York, NY
Contact
(212) 387-0377
Fax (301) 639-0804
kbudi@accionusa.org
Address
80 Maiden Lane, Suite 903
New York, NY
Contact
(212) 387-0377
Fax (301) 639-0804
fainane@accionusa.org