Compare Today’s Refinance Rates for New York, New York

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for New York, New York 10075. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in New York and surrounding areas of New York county, expected lifetime cash savings are $63,472 or $176 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for New York, New York 10075.

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Summary of Average Refinance Terms in New York, New York 10075

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for New York, New York 10075 from 2012 - 2019

Below are historical data on refinancing in New York, New York and around New York county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 63.41% 52.54% 58.84% 56.81% 52.44% 50.50% 51.81% 40.87%
avg refi rate 4.89% 4.58% 3.95% 3.71% 4.44% 4.02% 3.84% 3.87%
% 15 year fixed refinance 25.57% 33.04% 27.76% 30.68% 34.96% 29.34% 29.72% 43.27%
avg refi rate 4.28% 3.89% 3.26% 2.99% 3.55% 3.28% 3.10% 3.13%
% 10 year fixed refinance 1.25% 3.21% 2.02% 2.76% 2.44% 1.80% 1.61% 0.48%
avg refi rate 4.17% 3.72% 3.07% 3.03% 3.53% 3.22% 3.14% 2.75%
Avg credit score 769.21 769.57 770.84 770.10 758.49 762.16 765.69 760.27
Avg LTV (loan to value) 56.69% 57.23% 60.81% 58.15% 60.57% 61.07% 61.74% 59.32%
Avg Combined LTV (loan to value) 58.19% 58.52% 62.17% 58.94% 61.26% 61.92% 62.29% 60.10%
Avg DTI (debt to income) 30.32 30.59 30.41 30.21 32.99 31.92 31.86 33.11
Avg refinance insurance % 1.07% 0.98% 1.81% 2.01% 2.98% 3.34% 3.40% 2.78%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around New York, New York 10075

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in New York, New York 10075, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Atiya Ingram-Sanchez

Loan Officer

22 Cortlandt Street 29th Floor

New York, NY 10075

(212) 238-3311

aingram-sanchez@nymcu.org

Kristopher Budi

Loan Consultant

80 Maiden Lane, Suite 903

New York, NY 10075

(212) 387-0377

kbudi@accionusa.org

Fatiha Ainane

Loan Consultant

80 Maiden Lane, Suite 903

New York, NY 10075

(212) 387-0377

fainane@accionusa.org

Evelin Libman

Senior Loan Consultant

80 Maiden Lane, Suite 903

New York, NY 10075

(212) 387-0377

elibman@accionusa.org

Jeffrey Conrad

Mortgage Banker Associate

First Ave and 44th St 1 United Nations Plaza

New York, NY 10075

(212) 740-7093

jeffrey.a.conrad@chase.com

Address

22 Cortlandt Street 29th Floor

New York, NY

Contact

(212) 238-3311

Fax (301) 639-0804

aingram-sanchez@nymcu.org

Address

80 Maiden Lane, Suite 903

New York, NY

Contact

(212) 387-0377

Fax (301) 639-0804

kbudi@accionusa.org

Address

80 Maiden Lane, Suite 903

New York, NY

Contact

(212) 387-0377

Fax (301) 639-0804

fainane@accionusa.org

Refinancing News for New York, New York 10075