Compare Today’s Refinance Rates for Niagara Falls, New York
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Niagara Falls, New York 14305. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Niagara Falls and surrounding areas of Niagara county, your expected lifetime cash savings are $2,125 or $6 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Niagara Falls, New York 14305.
Summary of Average Refinance Terms in Niagara Falls, New York 14305
Total Closing Costs
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Customized Refinance Rate Projections for Niagara Falls, NY
For refinance rate forecasts and predictions in Niagara Falls, NY 14305, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Niagara Falls, New York 14305 from 2013 - 2020
Below are historical data on refinancing in Niagara Falls, New York and around Niagara county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
|% 30 year fixed refinance||39.46%||35.89%||36.88%||47.76%||49.37%||48.82%||50.95%||44.95%|
|avg refi rate||4.83%||4.53%||3.90%||3.69%||4.49%||4.10%||3.88%||3.88%|
|% 15 year fixed refinance||39.33%||41.74%||40.38%||33.30%||34.18%||31.57%||29.89%||37.37%|
|avg refi rate||4.29%||3.76%||3.24%||2.96%||3.58%||3.22%||3.13%||3.11%|
|Avg credit score||765.85||766.33||767.84||762.42||744.92||754.42||754.69||751.66|
|Avg LTV (loan to value)||66.12%||66.39%||67.46%||70.15%||72.24%||72.80%||73.26%||69.75%|
|Avg DTI (debt to income)||31.48||31.25||30.66||30.94||33.76||33.78||33.07||33.94|
|Avg refinance insurance %||1.81%||1.85%||2.44%||3.83%||5.19%||4.62%||5.03%||3.54%|
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Niagara Falls, New York 14305
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Niagara Falls, New York 14305, we have compiled a list of the leading refinance brokers to guide you.
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