Compare Today’s Refinance Rates for Niagara Falls, New York

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Niagara Falls, New York 14305. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Niagara Falls and surrounding areas of Niagara county, expected lifetime cash savings are $9,988 or $28 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Niagara Falls, New York 14305.

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Summary of Average Refinance Terms in Niagara Falls, New York 14305

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Refinance Rates for Niagara Falls, New York 14305 from 2012 - 2019

Below are historical data on refinancing in Niagara Falls, New York and around Niagara county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 39.46% 35.89% 36.88% 47.76% 49.37% 48.82% 50.95% 44.95%
avg refi rate 4.83% 4.53% 3.90% 3.69% 4.49% 4.10% 3.88% 3.88%
% 15 year fixed refinance 39.33% 41.74% 40.38% 33.30% 34.18% 31.57% 29.89% 37.37%
avg refi rate 4.29% 3.76% 3.24% 2.96% 3.58% 3.22% 3.13% 3.11%
Avg credit score 765.85 766.33 767.84 762.42 744.92 754.42 754.69 751.66
Avg LTV (loan to value) 66.12% 66.39% 67.46% 70.15% 72.24% 72.80% 73.26% 69.75%
Avg DTI (debt to income) 31.48 31.25 30.66 30.94 33.76 33.78 33.07 33.94
Avg refinance insurance % 1.81% 1.85% 2.44% 3.83% 5.19% 4.62% 5.03% 3.54%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Niagara Falls, New York 14305

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Niagara Falls, New York 14305, we have compiled a list of the leading refinance brokers to guide you.

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Refinancing News for Niagara Falls, New York 14305