Compare Today’s Refinance Rates for North Evans, New York 14112
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in North Evans, New York 14112.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in North Evans, New York 14112. For 30-year amortization refinancing, you can expect lifetime cash savings of $8,092 or $22 per month in North Evans and other parts of Erie county.
Summary of Average Refinances in North Evans, New York 14112
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Interactive Refinance Rate Projections for North Evans, New York 14112
Pureloan has developed an interactive chart to monitor the five largest local lenders in North Evans, NY 14112, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in North Evans, New York 14112 from 2024 - 2016
The following historical data provides insights into refinancing trends in North Evans, New York and the surrounding Erie county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 75.00% | 43.82% | 40.82% | 37.81% | 47.17% | 48.72% | 37.88% | 31.07% | 39.51% |
| avg refi rate | 6.54% | 3.85% | 3.03% | 3.30% | 4.55% | 4.43% | 4.12% | 3.97% | 4.07% |
| % 15 year fixed refinance | 33.71% | 34.77% | 36.88% | 28.30% | 30.77% | 43.94% | 50.49% | 35.80% | |
| avg refi rate | 2.62% | 2.53% | 2.84% | 3.76% | 3.78% | 3.44% | 3.08% | 3.35% | |
| Avg credit score | 733.50 | 750.91 | 752.89 | 758.01 | 756.92 | 741.49 | 746.71 | 756.62 | 750.11 |
| Avg LTV (loan to value) | 55.75% | 60.83% | 65.87% | 68.91% | 65.81% | 66.97% | 66.56% | 72.30% | 71.54% |
| Avg DTI (debt to income) | 37.75 | 34.28 | 33.31 | 33.17 | 35.21 | 36.21 | 34.53 | 33.74 | 32.35 |
| Avg refinance insurance % | 1.98% | 1.92% | 2.95% | 2.89% | 3.13% | 2.03% | 3.90% | 3.96% |
Best Refinance Brokers around North Evans, New York 14112
If you are considering refinancing your mortgage or obtaining a cash-out refinance in North Evans, New York 14112, we have compiled a list of top refinance brokers to assist you in the process.
Penny Cyr
Broker
3344 Southwestern Boulevard
Orchard Park, NY 14112
(716) 741-2035
pennymortgages@aol.com
Gregory Krauza
Loan Officer
3344 Southwestern Blvd
Orchard Park, NY 14112
(716) 672-8702
gregkrauza@gmail.com
Carissa Dirado
Loan Officer
21 Princeton Place Suite 230
Orchard Park,, NY 14112
(888) 422-6562
cdirado@mbmortgage.com
James Murawski
Senior Loan Officer
21 Princeton Place Suite 230
Orchard Park,, NY 14112
(888) 422-6562
jmurawski@mbmortgage.com
Jonathan Appleby
Senior Loan Officer
21 Princeton Place Suite 230
Orchard Park,, NY 14112
(888) 422-6562
jappleby@mbmortgage.com
Address
3344 Southwestern Boulevard
Orchard Park, NY
Contact
(716) 741-2035
Fax (301) 639-0804
pennymortgages@aol.com
Address
3344 Southwestern Blvd
Orchard Park, NY
Contact
(716) 672-8702
Fax (301) 639-0804
gregkrauza@gmail.com
Address
21 Princeton Place Suite 230
Orchard Park,, NY
Contact
(888) 422-6562
Fax (301) 639-0804
cdirado@mbmortgage.com