Compare Today’s Refinance Rates for North Tonawanda, New York

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for North Tonawanda, New York 14120. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in North Tonawanda and surrounding areas of Niagara county, expected lifetime cash savings are $17,120 or $48 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for North Tonawanda, New York 14120.

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Summary of Average Refinance Terms in North Tonawanda, New York 14120

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for North Tonawanda, New York 14120 from 2012 - 2019

Below are historical data on refinancing in North Tonawanda, New York and around Niagara county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 39.46% 35.89% 36.88% 47.76% 49.37% 48.82% 50.95% 44.95%
avg refi rate 4.83% 4.53% 3.90% 3.69% 4.49% 4.10% 3.88% 3.88%
% 15 year fixed refinance 39.33% 41.74% 40.38% 33.30% 34.18% 31.57% 29.89% 37.37%
avg refi rate 4.29% 3.76% 3.24% 2.96% 3.58% 3.22% 3.13% 3.11%
Avg credit score 765.85 766.33 767.84 762.42 744.92 754.42 754.69 751.66
Avg LTV (loan to value) 66.12% 66.39% 67.46% 70.15% 72.24% 72.80% 73.26% 69.75%
Avg DTI (debt to income) 31.48 31.25 30.66 30.94 33.76 33.78 33.07 33.94
Avg refinance insurance % 1.81% 1.85% 2.44% 3.83% 5.19% 4.62% 5.03% 3.54%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around North Tonawanda, New York 14120

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in North Tonawanda, New York 14120, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Penny Cyr

Broker

3344 Southwestern Boulevard

Orchard Park, NY 14120

(716) 741-2035

pennymortgages@aol.com

Gregory Krauza

Loan Officer

3344 Southwestern Blvd

Orchard Park, NY 14120

(716) 672-8702

gregkrauza@gmail.com

Carissa Dirado

Loan Officer

21 Princeton Place Suite 230

Orchard Park,, NY 14120

(888) 422-6562

cdirado@mbmortgage.com

James Murawski

Senior Loan Officer

21 Princeton Place Suite 230

Orchard Park,, NY 14120

(888) 422-6562

jmurawski@mbmortgage.com

Jonathan Appleby

Senior Loan Officer

21 Princeton Place Suite 230

Orchard Park,, NY 14120

(888) 422-6562

jappleby@mbmortgage.com

Address

3344 Southwestern Boulevard

Orchard Park, NY

Contact

(716) 741-2035

Fax (301) 639-0804

pennymortgages@aol.com

Address

3344 Southwestern Blvd

Orchard Park, NY

Contact

(716) 672-8702

Fax (301) 639-0804

gregkrauza@gmail.com

Address

21 Princeton Place Suite 230

Orchard Park,, NY

Contact

(888) 422-6562

Fax (301) 639-0804

cdirado@mbmortgage.com

Refinancing News for North Tonawanda, New York 14120