Compare Today’s Refinance Rates for Oakfield, New York 14125
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Oakfield, New York 14125.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Oakfield, New York 14125. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,452 or $18 per month in Oakfield and other parts of Genesee county.
Summary of Average Refinances in Oakfield, New York 14125
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Interactive Refinance Rate Projections for Oakfield, New York 14125
Pureloan has developed an interactive chart to monitor the five largest local lenders in Oakfield, NY 14125, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Oakfield, New York 14125 from 2024 - 2016
The following historical data provides insights into refinancing trends in Oakfield, New York and the surrounding Genesee county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 43.82% | 40.82% | 37.81% | 47.17% | 48.72% | 37.88% | 31.07% | 39.51% |
avg refi rate | 6.54% | 3.85% | 3.03% | 3.30% | 4.55% | 4.43% | 4.12% | 3.97% | 4.07% |
% 15 year fixed refinance | 33.71% | 34.77% | 36.88% | 28.30% | 30.77% | 43.94% | 50.49% | 35.80% | |
avg refi rate | 2.62% | 2.53% | 2.84% | 3.76% | 3.78% | 3.44% | 3.08% | 3.35% | |
Avg credit score | 733.50 | 750.91 | 752.89 | 758.01 | 756.92 | 741.49 | 746.71 | 756.62 | 750.11 |
Avg LTV (loan to value) | 55.75% | 60.83% | 65.87% | 68.91% | 65.81% | 66.97% | 66.56% | 72.30% | 71.54% |
Avg DTI (debt to income) | 37.75 | 34.28 | 33.31 | 33.17 | 35.21 | 36.21 | 34.53 | 33.74 | 32.35 |
Avg refinance insurance % | 1.98% | 1.92% | 2.95% | 2.89% | 3.13% | 2.03% | 3.90% | 3.96% |
Best Refinance Brokers around Oakfield, New York 14125
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Oakfield, New York 14125, we have compiled a list of top refinance brokers to assist you in the process.
Penny Cyr
Broker
3344 Southwestern Boulevard
Orchard Park, NY 14125
(716) 741-2035
pennymortgages@aol.com
Gregory Krauza
Loan Officer
3344 Southwestern Blvd
Orchard Park, NY 14125
(716) 672-8702
gregkrauza@gmail.com
Carissa Dirado
Loan Officer
21 Princeton Place Suite 230
Orchard Park,, NY 14125
(888) 422-6562
cdirado@mbmortgage.com
James Murawski
Senior Loan Officer
21 Princeton Place Suite 230
Orchard Park,, NY 14125
(888) 422-6562
jmurawski@mbmortgage.com
Jonathan Appleby
Senior Loan Officer
21 Princeton Place Suite 230
Orchard Park,, NY 14125
(888) 422-6562
jappleby@mbmortgage.com
Address
3344 Southwestern Boulevard
Orchard Park, NY
Contact
(716) 741-2035
Fax (301) 639-0804
pennymortgages@aol.com
Address
3344 Southwestern Blvd
Orchard Park, NY
Contact
(716) 672-8702
Fax (301) 639-0804
gregkrauza@gmail.com
Address
21 Princeton Place Suite 230
Orchard Park,, NY
Contact
(888) 422-6562
Fax (301) 639-0804
cdirado@mbmortgage.com