Compare Today’s Refinance Rates for Olcott, New York 14126
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Olcott, New York 14126.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Olcott, New York 14126. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,960 or $28 per month in Olcott and other parts of Niagara county.
Summary of Average Refinances in Olcott, New York 14126
Become a certified mortgage expert on Pureloan.com
in Olcott, New York 14126
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Olcott, New York 14126
Pureloan has developed an interactive chart to monitor the five largest local lenders in Olcott, NY 14126, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Olcott, New York 14126 from 2024 - 2016
The following historical data provides insights into refinancing trends in Olcott, New York and the surrounding Niagara county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 75.00% | 43.82% | 40.82% | 37.81% | 47.17% | 48.72% | 37.88% | 31.07% | 39.51% |
| avg refi rate | 6.54% | 3.85% | 3.03% | 3.30% | 4.55% | 4.43% | 4.12% | 3.97% | 4.07% |
| % 15 year fixed refinance | 33.71% | 34.77% | 36.88% | 28.30% | 30.77% | 43.94% | 50.49% | 35.80% | |
| avg refi rate | 2.62% | 2.53% | 2.84% | 3.76% | 3.78% | 3.44% | 3.08% | 3.35% | |
| Avg credit score | 733.50 | 750.91 | 752.89 | 758.01 | 756.92 | 741.49 | 746.71 | 756.62 | 750.11 |
| Avg LTV (loan to value) | 55.75% | 60.83% | 65.87% | 68.91% | 65.81% | 66.97% | 66.56% | 72.30% | 71.54% |
| Avg DTI (debt to income) | 37.75 | 34.28 | 33.31 | 33.17 | 35.21 | 36.21 | 34.53 | 33.74 | 32.35 |
| Avg refinance insurance % | 1.98% | 1.92% | 2.95% | 2.89% | 3.13% | 2.03% | 3.90% | 3.96% |
Best Refinance Brokers around Olcott, New York 14126
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Olcott, New York 14126, we have compiled a list of top refinance brokers to assist you in the process.
Penny Cyr
Broker
3344 Southwestern Boulevard
Orchard Park, NY 14126
(716) 741-2035
pennymortgages@aol.com
Gregory Krauza
Loan Officer
3344 Southwestern Blvd
Orchard Park, NY 14126
(716) 672-8702
gregkrauza@gmail.com
Carissa Dirado
Loan Officer
21 Princeton Place Suite 230
Orchard Park,, NY 14126
(888) 422-6562
cdirado@mbmortgage.com
James Murawski
Senior Loan Officer
21 Princeton Place Suite 230
Orchard Park,, NY 14126
(888) 422-6562
jmurawski@mbmortgage.com
Jonathan Appleby
Senior Loan Officer
21 Princeton Place Suite 230
Orchard Park,, NY 14126
(888) 422-6562
jappleby@mbmortgage.com
Address
3344 Southwestern Boulevard
Orchard Park, NY
Contact
(716) 741-2035
Fax (301) 639-0804
pennymortgages@aol.com
Address
3344 Southwestern Blvd
Orchard Park, NY
Contact
(716) 672-8702
Fax (301) 639-0804
gregkrauza@gmail.com
Address
21 Princeton Place Suite 230
Orchard Park,, NY
Contact
(888) 422-6562
Fax (301) 639-0804
cdirado@mbmortgage.com