Compare Today’s Refinance Rates for Painted Post, New York 14870
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Painted Post, New York 14870.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $11,184 over the lifetime of your mortgage, which translates to a monthly savings of $31 in Painted Post and other areas of Steuben county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Painted Post, New York 14870
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Interactive Refinance Rate Projections for Painted Post, New York 14870
Pureloan has developed an interactive chart to monitor the five largest local lenders in Painted Post, NY 14870, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Painted Post, New York 14870 from 2024 - 2016
The following historical data provides insights into refinancing trends in Painted Post, New York and the surrounding Steuben county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 32.93% | 36.05% | 34.32% | 42.40% | 32.71% | 25.64% | 26.78% | 32.58% | |
avg refi rate | 4.00% | 3.98% | 4.15% | 4.60% | 3.73% | 3.92% | 4.66% | 4.96% | |
% 15 year fixed refinance | 52.44% | 46.26% | 47.93% | 43.20% | 51.47% | 55.56% | 52.46% | 46.44% | |
avg refi rate | 3.20% | 3.24% | 3.28% | 3.61% | 3.01% | 3.28% | 3.89% | 4.38% | |
Avg credit score | 737.29 | 753.13 | 749.99 | 739.74 | 755.29 | 762.81 | 755.27 | 758.75 | |
Avg LTV (loan to value) | 67.61% | 71.37% | 70.74% | 71.22% | 71.57% | 72.59% | 69.00% | 68.00% | |
Avg DTI (debt to income) | 33.80 | 32.64 | 32.45 | 34.05 | 31.30 | 30.97 | 32.25 | 31.21 | |
Avg refinance insurance % | 1.49% | 3.82% | 3.20% | 4.02% | 4.23% | 4.11% | 3.37% | 2.43% |
Best Refinance Brokers around Painted Post, New York 14870
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Painted Post, New York 14870, we have compiled a list of top refinance brokers to assist you in the process.
Todd Selander
Mortgage Banker
240 S. Hamilton Street
Painted Post, NY 14870
(518) 523-9535
todd.selander@communitybankna.com
Daniel Woodruff
Loan Officer
2490 Corning Road
Elmira, NY 14870
(888) 253-0799
DWoodruff@mtb.com
Glenn Parsons
Loan Officer Assistant
300 West Water Street
Elmira, NY 14870
(800) 239-8513
glenn.parsons@communitybankna.com
Frank Dreyer
Mortgage Banker
300 W. Water Street
Elmira, NY 14870
(518) 523-9535
jay.dreyer@communitybankna.com
Address
240 S. Hamilton Street
Painted Post, NY
Contact
(518) 523-9535
Fax (301) 639-0804
todd.selander@communitybankna.com
Address
2490 Corning Road
Elmira, NY
Contact
(888) 253-0799
Fax (301) 639-0804
DWoodruff@mtb.com
Address
300 West Water Street
Elmira, NY
Contact
(800) 239-8513
Fax (301) 639-0804
glenn.parsons@communitybankna.com