Compare Today’s Refinance Rates for Palmyra, New York 14522
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Palmyra, New York 14522.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Palmyra, New York 14522. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,013 or $17 per month in Palmyra and other parts of Ontario county.
Summary of Average Refinances in Palmyra, New York 14522
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Interactive Refinance Rate Projections for Palmyra, New York 14522
Pureloan has developed an interactive chart to monitor the five largest local lenders in Palmyra, NY 14522, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Palmyra, New York 14522 from 2024 - 2016
The following historical data provides insights into refinancing trends in Palmyra, New York and the surrounding Ontario county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 73.33% | 36.40% | 38.57% | 35.15% | 55.75% | 51.77% | 43.59% | 34.38% | 39.26% |
avg refi rate | 6.19% | 3.75% | 2.96% | 3.23% | 4.17% | 4.47% | 4.05% | 3.82% | 3.96% |
% 15 year fixed refinance | 13.33% | 45.20% | 42.83% | 44.00% | 32.30% | 28.37% | 45.73% | 50.16% | 44.97% |
avg refi rate | 4.81% | 2.68% | 2.45% | 2.73% | 3.53% | 3.87% | 3.21% | 3.02% | 3.17% |
Avg credit score | 742.60 | 756.06 | 765.00 | 767.00 | 759.53 | 747.29 | 755.43 | 757.03 | 760.00 |
Avg LTV (loan to value) | 55.20% | 60.63% | 65.19% | 68.98% | 70.24% | 71.01% | 70.51% | 70.84% | 72.74% |
Avg DTI (debt to income) | 40.67 | 33.74 | 32.10 | 32.48 | 34.49 | 35.50 | 34.93 | 32.63 | 32.81 |
Avg refinance insurance % | 0.98% | 1.58% | 2.97% | 3.50% | 3.21% | 4.00% | 3.55% | 5.04% |
Best Refinance Brokers around Palmyra, New York 14522
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Palmyra, New York 14522, we have compiled a list of top refinance brokers to assist you in the process.
Patricia Call
Loan Officer/Mortgage Consultant
1173 Pittsford-Victor Rd. Suite 150
Pittsford, NY 14522
(585) 381-4040
pcall@fairportsavingsbank.com
Julie Derrigo-Intschert
Loan Officer/Mortgage Consultant
1173 Pittsford-Victor Rd. Suite 150
Pittsford, NY 14522
(585) 381-4040
juliederrigointschert@yahoo.com
Sue Bower
Loan Officer/Mortgage Consultant
1173 Pittsford-Victor Rd. Suite 150
Pittsford, NY 14522
(585) 381-4040
sbower@fairportsavingsbank.com
Jane Bohn
Mortgage Specialist
1173 Pittsford-Victor Rd. Suite 150
Pittsford, NY 14522
(585) 381-4040 Ext 601
jbohn@fairportsavingsbank.com
Gwen Haag
Mortgage Specialist
1173 Pittsford-Victor Rd. Suite 150
Pittsford, NY 14522
(585) 381-4040 Ext 603
ghaag@fairportsavingsbank.com
Address
1173 Pittsford-Victor Rd. Suite 150
Pittsford, NY
Contact
(585) 381-4040
Fax (301) 639-0804
pcall@fairportsavingsbank.com
Address
1173 Pittsford-Victor Rd. Suite 150
Pittsford, NY
Contact
(585) 381-4040
Fax (301) 639-0804
juliederrigointschert@yahoo.com
Address
1173 Pittsford-Victor Rd. Suite 150
Pittsford, NY
Contact
(585) 381-4040
Fax (301) 639-0804
sbower@fairportsavingsbank.com