Compare Today’s Refinance Rates for Rochester, New York

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Rochester, New York 14694. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Rochester and surrounding areas of Chautauqua county, expected lifetime cash savings are $7,308 or $20 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Rochester, New York 14694.

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Summary of Average Refinance Terms in Rochester, New York 14694

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Rochester, New York 14694 from 2012 - 2019

Below are historical data on refinancing in Rochester, New York and around Chautauqua county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 39.46% 35.89% 36.88% 47.76% 49.37% 48.82% 50.95% 44.95%
avg refi rate 4.83% 4.53% 3.90% 3.69% 4.49% 4.10% 3.88% 3.88%
% 15 year fixed refinance 39.33% 41.74% 40.38% 33.30% 34.18% 31.57% 29.89% 37.37%
avg refi rate 4.29% 3.76% 3.24% 2.96% 3.58% 3.22% 3.13% 3.11%
Avg credit score 765.85 766.33 767.84 762.42 744.92 754.42 754.69 751.66
Avg LTV (loan to value) 66.12% 66.39% 67.46% 70.15% 72.24% 72.80% 73.26% 69.75%
Avg DTI (debt to income) 31.48 31.25 30.66 30.94 33.76 33.78 33.07 33.94
Avg refinance insurance % 1.81% 1.85% 2.44% 3.83% 5.19% 4.62% 5.03% 3.54%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Rochester, New York 14694

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Rochester, New York 14694, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Tina Wightman

Mortgage Originator

225 Chestnut Street

Rochester, NY 14694

(585) 336-1000

twightman@esl.org

James Sapienza

Mortgage Originator

225 Chestnut Street

Rochester, NY 14694

(585) 336-1000

jsapienza@esl.org

Mary Richards

Mortgage Originator

225 Chestnut Street

Rochester, NY 14694

(585) 336-1000

mrichards@esl.org

Dawn Durett

Mortgage Originator

225 Chestnut Street

Rochester, NY 14694

(585) 336-1000

ddurett@esl.org

Sue Downs

Mortgage Originator

225 Chestnut Street

Rochester, NY 14694

(585) 336-1000

sdowns@esl.org

Address

225 Chestnut Street

Rochester, NY

Contact

(585) 336-1000

Fax (301) 639-0804

twightman@esl.org

Address

225 Chestnut Street

Rochester, NY

Contact

(585) 336-1000

Fax (301) 639-0804

jsapienza@esl.org

Address

225 Chestnut Street

Rochester, NY

Contact

(585) 336-1000

Fax (301) 639-0804

mrichards@esl.org

Refinancing News for Rochester, New York 14694