Compare Today’s Refinance Rates for Rochester, New York

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Rochester, New York 14602. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Rochester and other areas of Monroe county, expected lifetime cash savings are $2,551 or $7 / month.

For Rochester, New York 14602, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Rochester, New York 14602

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Rochester, NY

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Rochester, NY 14602, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Rochester, NY

Refinance Rates for Rochester, New York 14602 from 2013 - 2020

Below are historical data on refinancing in Rochester, New York and around Monroe county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 39.46% 35.89% 36.88% 47.76% 49.37% 48.82% 50.95% 44.95%
avg refi rate 4.83% 4.53% 3.90% 3.69% 4.49% 4.10% 3.88% 3.88%
% 15 year fixed refinance 39.33% 41.74% 40.38% 33.30% 34.18% 31.57% 29.89% 37.37%
avg refi rate 4.29% 3.76% 3.24% 2.96% 3.58% 3.22% 3.13% 3.11%
Avg credit score 765.85 766.33 767.84 762.42 744.92 754.42 754.69 751.66
Avg LTV (loan to value) 66.12% 66.39% 67.46% 70.15% 72.24% 72.80% 73.26% 69.75%
Avg DTI (debt to income) 31.48 31.25 30.66 30.94 33.76 33.78 33.07 33.94
Avg refinance insurance % 1.81% 1.85% 2.44% 3.83% 5.19% 4.62% 5.03% 3.54%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Rochester, New York 14602

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Rochester, New York 14602, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Tina Wightman

Mortgage Originator

225 Chestnut Street

Rochester, NY 14602

(585) 336-1000

twightman@esl.org

James Sapienza

Mortgage Originator

225 Chestnut Street

Rochester, NY 14602

(585) 336-1000

jsapienza@esl.org

Mary Richards

Mortgage Originator

225 Chestnut Street

Rochester, NY 14602

(585) 336-1000

mrichards@esl.org

Dawn Durett

Mortgage Originator

225 Chestnut Street

Rochester, NY 14602

(585) 336-1000

ddurett@esl.org

Sue Downs

Mortgage Originator

225 Chestnut Street

Rochester, NY 14602

(585) 336-1000

sdowns@esl.org

Address

225 Chestnut Street

Rochester, NY

Contact

(585) 336-1000

Fax (301) 639-0804

twightman@esl.org

Address

225 Chestnut Street

Rochester, NY

Contact

(585) 336-1000

Fax (301) 639-0804

jsapienza@esl.org

Address

225 Chestnut Street

Rochester, NY

Contact

(585) 336-1000

Fax (301) 639-0804

mrichards@esl.org

Refinancing News for Rochester, New York 14602