Compare Today’s Refinance Rates for Rome, New York

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Rome, New York 13449. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Rome and surrounding areas of Otsego county, expected lifetime cash savings are $10,543 or $29 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Rome, New York 13449.

No suitable program is found

Summary of Average Refinance Terms in Rome, New York 13449

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Rome, New York 13449 from 2012 - 2019

Below are historical data on refinancing in Rome, New York and around Otsego county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 40.99% 34.39% 35.15% 36.35% 42.39% 44.44% 34.71% 30.91%
avg refi rate 4.81% 4.57% 3.93% 3.69% 4.61% 4.12% 3.85% 4.10%
% 15 year fixed refinance 35.20% 40.00% 37.59% 39.96% 43.48% 38.89% 45.88% 47.27%
avg refi rate 4.29% 3.76% 3.29% 2.95% 3.62% 3.23% 3.13% 3.19%
Avg credit score 765.75 766.57 764.54 763.57 759.65 758.68 755.70 750.22
Avg LTV (loan to value) 67.20% 68.85% 70.53% 71.21% 74.43% 74.35% 75.15% 73.20%
Avg DTI (debt to income) 31.31 30.89 30.45 30.20 33.95 34.19 34.65 36.60
Avg refinance insurance % 1.69% 2.96% 3.67% 4.37% 6.20% 6.78% 5.95% 4.45%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Rome, New York 13449

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Rome, New York 13449, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Wendy Berg

Mortgage Banker

7812 Turin Road

Rome, NY 13449

(518) 523-9535

wendy.berg@communitybankna.com

Julie Barlow

Mortgage Banker

160 Brooks Road

Rome, NY 13449

(518) 523-9535

julie.barlow@communitybankna.com

Dean Shlotzhauer

Mortgage Banker

160 Brooks Road

Rome, NY 13449

(518) 523-9535

dean.shlotzhauer@communitybankna.com

Roger Guerrieri

Loan Officer/Mortgage Consultant

7763 Turin Road

Rome, NY 13449

(315) 533-7160

RGuerrieri@ssimortgage.com

Angel Rose

Mortgage Banker

182 Main Street

Oneida, NY 13449

(518) 523-9535

angel.rose@communitybankna.com

Address

7812 Turin Road

Rome, NY

Contact

(518) 523-9535

Fax (301) 639-0804

wendy.berg@communitybankna.com

Address

160 Brooks Road

Rome, NY

Contact

(518) 523-9535

Fax (301) 639-0804

julie.barlow@communitybankna.com

Address

160 Brooks Road

Rome, NY

Contact

(518) 523-9535

Fax (301) 639-0804

dean.shlotzhauer@communitybankna.com

Refinancing News for Rome, New York 13449