Compare Today’s Refinance Rates for Rosedale, New York 11422
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Rosedale, New York 11422.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $36,422 over the lifetime of your mortgage, which translates to a monthly savings of $101 in Rosedale and other areas of Nassau county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Rosedale, New York 11422
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Rosedale, New York 11422
Pureloan has developed an interactive chart to monitor the five largest local lenders in Rosedale, NY 11422, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Rosedale, New York 11422 from 2024 - 2016
The following historical data provides insights into refinancing trends in Rosedale, New York and the surrounding Nassau county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 85.71% | 61.57% | 66.41% | 67.37% | 75.46% | 67.54% | 64.45% | 68.64% | 66.00% |
avg refi rate | 6.21% | 3.49% | 2.99% | 3.33% | 4.25% | 4.65% | 4.24% | 4.02% | 4.12% |
% 15 year fixed refinance | 23.13% | 19.28% | 18.79% | 14.78% | 18.42% | 25.78% | 19.52% | 20.21% | |
avg refi rate | 2.72% | 2.53% | 2.87% | 3.78% | 3.76% | 3.40% | 3.22% | 3.42% | |
Avg credit score | 742.14 | 755.89 | 766.71 | 762.46 | 748.27 | 746.98 | 750.77 | 753.52 | 755.85 |
Avg LTV (loan to value) | 52.00% | 46.56% | 48.62% | 52.34% | 54.48% | 46.84% | 51.27% | 51.76% | 53.45% |
Avg DTI (debt to income) | 39.05 | 36.79 | 36.10 | 36.03 | 37.68 | 40.89 | 35.92 | 35.29 | 34.49 |
Avg refinance insurance % | 0.43% | 0.43% | 0.49% | 0.76% | 0.21% | 0.35% | 0.38% |
Best Refinance Brokers around Rosedale, New York 11422
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Rosedale, New York 11422, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Terry Gangaram
Broker
101-05 Lefferrts Blvd., Ste.201
Richmond Hill, NY 11422
(718) 441-1515
terry@drexelmortgage.com
Dherminder Bhasin
Loan Officer
118-18 101st Avenue, 1st Floor
Richmond Hill, NY 11422
(718) 441-7000
mala@omnimortgagecorp.com
Address
101-05 Lefferrts Blvd., Ste.201
Richmond Hill, NY
Contact
(718) 441-1515
Fax (301) 639-0804
terry@drexelmortgage.com
Address
118-18 101st Avenue, 1st Floor
Richmond Hill, NY
Contact
(718) 441-7000
Fax (301) 639-0804
mala@omnimortgagecorp.com