Compare Today’s Refinance Rates for Round Lake, New York 12151
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Round Lake, New York 12151.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Round Lake, New York 12151. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,259 or $20 per month in Round Lake and other parts of Saratoga county.
Summary of Average Refinances in Round Lake, New York 12151
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Interactive Refinance Rate Projections for Round Lake, New York 12151
Pureloan has developed an interactive chart to monitor the five largest local lenders in Round Lake, NY 12151, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Round Lake, New York 12151 from 2024 - 2016
The following historical data provides insights into refinancing trends in Round Lake, New York and the surrounding Saratoga county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 33.33% | 46.51% | 44.13% | 36.41% | 49.25% | 52.78% | 41.10% | 32.20% | 30.30% |
avg refi rate | 7.50% | 3.61% | 3.07% | 3.32% | 4.30% | 4.52% | 4.11% | 3.83% | 3.96% |
% 15 year fixed refinance | 66.67% | 33.72% | 36.15% | 42.12% | 32.84% | 33.33% | 45.21% | 50.00% | 44.44% |
avg refi rate | 5.94% | 2.88% | 2.50% | 2.77% | 3.69% | 3.67% | 3.01% | 2.90% | 3.11% |
Avg credit score | 760.00 | 749.17 | 754.96 | 762.29 | 752.66 | 741.22 | 755.77 | 760.75 | 761.86 |
Avg LTV (loan to value) | 66.33% | 65.74% | 71.79% | 73.80% | 72.09% | 70.06% | 74.55% | 74.01% | 73.30% |
Avg DTI (debt to income) | 29.67 | 33.80 | 33.20 | 32.93 | 35.00 | 35.36 | 34.05 | 33.99 | 34.06 |
Avg refinance insurance % | 10.00% | 1.28% | 3.50% | 4.76% | 5.13% | 6.31% | 5.04% | 5.73% | 6.12% |
Best Refinance Brokers around Round Lake, New York 12151
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Round Lake, New York 12151, we have compiled a list of top refinance brokers to assist you in the process.
James Parvis
Loan Officer
11 Computer Dr. West Suite 214
Albany, NY 12151
(518) 459-3239
jim@empowermortgagellc.com
K Crichlow
Loan Officer/Mortgage Consultant
427 NEW KARNER RD
ALBANY, NY 12151
(518) 452-4700
kcrichlow@firstratefunding.net
Mohammed Mehmood
Mortgage/Loan Consultant
427 New Karner Rd.
Albany, NY 12151
(518) 452-4700
MMehmood@firstratefunding.net
Steve Lerner
Mortgage/Loan Consultant
427 New Karner Rd.
Albany, NY 12151
(518) 452-4700
SLerner@firstratefunding.net
Kathy Golderman
Mortgage/Loan Consultant
427 New Karner Rd.
Albany, NY 12151
(518) 452-4700
kgolderman@firstratefunding.net
Address
11 Computer Dr. West Suite 214
Albany, NY
Contact
(518) 459-3239
Fax (301) 639-0804
jim@empowermortgagellc.com
Address
427 NEW KARNER RD
ALBANY, NY
Contact
(518) 452-4700
Fax (301) 639-0804
kcrichlow@firstratefunding.net
Address
427 New Karner Rd.
Albany, NY
Contact
(518) 452-4700
Fax (301) 639-0804
MMehmood@firstratefunding.net