Compare Today’s Refinance Rates for Schenectady, New York
Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Schenectady, New York 12345. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Schenectady and surrounding areas of Schenectady county, expected lifetime cash savings are $19,527 or $54 / month.
Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Schenectady, New York 12345.
No suitable program is found
Summary of Average Refinance Terms in Schenectady, New York 12345
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
Reach hundreds of thousands of home
in Schenectady, New York 12345
buyers and refinance customers every month! FREE APPLICATION
Refinance Rates for Schenectady, New York 12345 from 2012 - 2019
Below are historical data on refinancing in Schenectady, New York and around Schenectady county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
|% 30 year fixed refinance||48.28%||34.02%||38.13%||41.11%||43.53%||44.64%||39.45%||42.52%|
|avg refi rate||4.82%||4.50%||3.88%||3.58%||4.52%||4.00%||3.78%||3.77%|
|% 15 year fixed refinance||34.18%||43.59%||46.01%||42.16%||40.00%||38.69%||47.02%||40.16%|
|avg refi rate||4.18%||3.78%||3.18%||2.83%||3.50%||3.10%||2.89%||2.92%|
|Avg credit score||768.29||768.98||769.88||766.67||751.32||761.20||760.15||758.21|
|Avg LTV (loan to value)||64.77%||63.53%||65.52%||68.20%||69.32%||71.09%||71.75%||72.26%|
|Avg DTI (debt to income)||31.52||30.64||29.95||30.47||33.38||32.14||32.19||32.80|
|Avg refinance insurance %||2.28%||2.55%||2.84%||3.68%||4.14%||4.57%||4.11%||3.47%|
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Schenectady, New York 12345
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Schenectady, New York 12345, we have compiled a list of the leading refinance brokers to guide you.
No Records Found
No Records Found