Compare Today’s Refinance Rates for Syracuse, New York

Pureloan analyzes all refinance lenders to give you the best real-time home refi rates for Syracuse, New York 13290. Search for lower interest rates, cash-out refi or a home equity loan. For 30-year amortization refinancing in Syracuse and surrounding areas of Onondaga county, expected lifetime cash savings are $10,319 or $29 / month.

Our search engine analyzes all possible options including HELOC, positive equity refinancing, and short home refinancing for Syracuse, New York 13290.

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Summary of Average Refinance Terms in Syracuse, New York 13290

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Refinance Rates for Syracuse, New York 13290 from 2012 - 2019

Below are historical data on refinancing in Syracuse, New York and around Onondaga county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2012 2013 2014 2015 2016 2017 2018 2019
% 30 year fixed refinance 40.99% 34.39% 35.15% 36.35% 42.39% 44.44% 34.71% 30.91%
avg refi rate 4.81% 4.57% 3.93% 3.69% 4.61% 4.12% 3.85% 4.10%
% 15 year fixed refinance 35.20% 40.00% 37.59% 39.96% 43.48% 38.89% 45.88% 47.27%
avg refi rate 4.29% 3.76% 3.29% 2.95% 3.62% 3.23% 3.13% 3.19%
% 10 year fixed refinance 2.07% 3.41% 2.07% 3.98% 4.35% 1.23% 1.76% 3.64%
avg refi rate 4.26% 3.71% 3.20% 2.88% 3.44% 4.13% 3.29% 4.19%
Avg credit score 765.75 766.57 764.54 763.57 759.65 758.68 755.70 750.22
Avg LTV (loan to value) 67.20% 68.85% 70.53% 71.21% 74.43% 74.35% 75.15% 73.20%
Avg Combined LTV (loan to value) 68.87% 70.16% 71.72% 72.12% 74.92% 75.44% 75.41% 74.31%
Avg DTI (debt to income) 31.31 30.89 30.45 30.20 33.95 34.19 34.65 36.60
Avg refinance insurance % 1.69% 2.96% 3.67% 4.37% 6.20% 6.78% 5.95% 4.45%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Syracuse, New York 13290

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Syracuse, New York 13290, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Stacy Merrill

Mortgage Loan Officer

1 Clinton Sq

Syracuse, NY 13290

(704) 386-5972

stacy.merrill@bankofamerica.com

Charlene Mclaughlin

Mortgage Loan Officer

1 Clinton Sq

Syracuse, NY 13290

(704) 386-5972

charlene.mclaughlin@bankofamerica.com

John Petrus

Loan Officer

201 South Warren Street

Syracuse, NY 13290

(315) 470-5149

John_F_Petrus@KeyBank.com

Carol Wink

Loan Officer/Mortgage Consultant

1010 James Street

Syracuse, NY 13290

(315) 424-0218

CWink@ssimortgage.com

Jim Roy

Loan Officer/Mortgage Consultant

1010 James Street

Syracuse, NY 13290

(315) 424-0218

JRoy@ssimortgage.com

Address

1 Clinton Sq

Syracuse, NY

Contact

(704) 386-5972

Fax (301) 639-0804

stacy.merrill@bankofamerica.com

Address

1 Clinton Sq

Syracuse, NY

Contact

(704) 386-5972

Fax (301) 639-0804

charlene.mclaughlin@bankofamerica.com

Address

201 South Warren Street

Syracuse, NY

Contact

(315) 470-5149

Fax (301) 639-0804

John_F_Petrus@KeyBank.com

Refinancing News for Syracuse, New York 13290