Compare Today’s Refinance Rates for Tannersville, New York 12485
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Tannersville, New York 12485.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $6,049 over the lifetime of your mortgage, which translates to a monthly savings of $17 in Tannersville and other areas of Greene county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Tannersville, New York 12485
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Interactive Refinance Rate Projections for Tannersville, New York 12485
Pureloan has developed an interactive chart to monitor the five largest local lenders in Tannersville, NY 12485, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Tannersville, New York 12485 from 2024 - 2016
The following historical data provides insights into refinancing trends in Tannersville, New York and the surrounding Greene county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 33.33% | 46.51% | 44.13% | 36.41% | 49.25% | 52.78% | 41.10% | 32.20% | 30.30% |
avg refi rate | 7.50% | 3.61% | 3.07% | 3.32% | 4.30% | 4.52% | 4.11% | 3.83% | 3.96% |
% 15 year fixed refinance | 66.67% | 33.72% | 36.15% | 42.12% | 32.84% | 33.33% | 45.21% | 50.00% | 44.44% |
avg refi rate | 5.94% | 2.88% | 2.50% | 2.77% | 3.69% | 3.67% | 3.01% | 2.90% | 3.11% |
Avg credit score | 760.00 | 749.17 | 754.96 | 762.29 | 752.66 | 741.22 | 755.77 | 760.75 | 761.86 |
Avg LTV (loan to value) | 66.33% | 65.74% | 71.79% | 73.80% | 72.09% | 70.06% | 74.55% | 74.01% | 73.30% |
Avg DTI (debt to income) | 29.67 | 33.80 | 33.20 | 32.93 | 35.00 | 35.36 | 34.05 | 33.99 | 34.06 |
Avg refinance insurance % | 10.00% | 1.28% | 3.50% | 4.76% | 5.13% | 6.31% | 5.04% | 5.73% | 6.12% |
Best Refinance Brokers around Tannersville, New York 12485
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Tannersville, New York 12485, we have compiled a list of top refinance brokers to assist you in the process.
Tom Sculco
Branch Manager
2424 Route 52 Unit 2-C
Hopewell Junction, NY 12485
(845) 243-5291
tom.sculco@guaranteedrate.com
Merri Cook
Loan Officer
942 Route 376 Suite 218
Wappingers Falls, NY 12485
(845) 226-1010
mcook@homesteadfunding.com
Brad Dixon
Loan Officer
942 Route 376 Suite 218
Wappingers Falls, NY 12485
(845) 226-1010
bdixon@homesteadfunding.com
Michael Maloney
Loan Officer
942 Route 376 Suite 218
Wappingers Falls, NY 12485
(845) 226-1010
mmaloney@homesteadfunding.com
Sven Demar
Loan Officer
55 Quaker Avenue
Cornwall, NY 12485
(845) 534-6800
sdemar@homesteadfunding.com
Address
2424 Route 52 Unit 2-C
Hopewell Junction, NY
Contact
(845) 243-5291
Fax (301) 639-0804
tom.sculco@guaranteedrate.com
Address
942 Route 376 Suite 218
Wappingers Falls, NY
Contact
(845) 226-1010
Fax (301) 639-0804
mcook@homesteadfunding.com
Address
942 Route 376 Suite 218
Wappingers Falls, NY
Contact
(845) 226-1010
Fax (301) 639-0804
bdixon@homesteadfunding.com