Compare Today’s Refinance Rates for Unionville, New York 10988
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Unionville, New York 10988.
With a 30-year amortization refinance in Unionville and surrounding areas of Orange county, our calculations show that you can expect to save up to $26,572 over the lifetime of your mortgage, or a monthly savings of $74. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Unionville, New York 10988.
Summary of Average Refinances in Unionville, New York 10988
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Interactive Refinance Rate Projections for Unionville, New York 10988
Pureloan has developed an interactive chart to monitor the five largest local lenders in Unionville, NY 10988, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Unionville, New York 10988 from 2024 - 2016
The following historical data provides insights into refinancing trends in Unionville, New York and the surrounding Orange county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 93.02% | 59.34% | 58.21% | 59.29% | 69.95% | 60.43% | 48.65% | 52.97% | 57.95% |
| avg refi rate | 6.72% | 3.60% | 2.97% | 3.27% | 4.19% | 4.58% | 4.09% | 3.94% | 4.10% |
| % 15 year fixed refinance | 6.98% | 25.68% | 23.03% | 24.31% | 19.95% | 29.95% | 37.84% | 31.52% | 28.30% |
| avg refi rate | 5.63% | 2.76% | 2.47% | 2.79% | 3.52% | 3.91% | 3.29% | 3.17% | 3.29% |
| Avg credit score | 754.44 | 747.01 | 753.71 | 756.25 | 748.74 | 749.01 | 749.81 | 753.56 | 755.58 |
| Avg LTV (loan to value) | 68.47% | 61.96% | 66.24% | 69.31% | 68.44% | 65.02% | 69.12% | 70.93% | 71.82% |
| Avg DTI (debt to income) | 38.91 | 36.07 | 35.66 | 35.34 | 36.38 | 36.60 | 35.77 | 34.79 | 35.39 |
| Avg refinance insurance % | 0.70% | 1.22% | 2.02% | 3.49% | 2.86% | 2.86% | 2.95% | 3.87% | 4.48% |
Best Refinance Brokers around Unionville, New York 10988
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Unionville, New York 10988, we have compiled a list of top refinance brokers to assist you in the process.
Peter Smyth
Loan Officer
1615 Northern Blvd. - Suite 404
Manhasset, NY 10988
(516) 627-0200
psmyth@americanamortgage.com
William Goodman
Loan Officer
330 Great Neck Road, 2nd Floor
Great Neck, NY 10988
(516) 466-3434
wgoodman@aol.com
William Bullard
Loan Officer
245-04 Jericho Turnpike
Floral Park, NY 10988
(516) 775-0900
wabmortgages@gmail.com
Michael Goldstein
Mortgage Banker
115 Main Street
Port Washington, NY 10988
(63) 774-1793
michael.c.goldstein@chase.com
Peter Phan
Mortgage Banker
15 Verbena Ave Floor 1
Floral Park, NY 10988
(646) 670-0023
peter.p.phan@chase.com
Address
1615 Northern Blvd. - Suite 404
Manhasset, NY
Contact
(516) 627-0200
Fax (301) 639-0804
psmyth@americanamortgage.com
Address
330 Great Neck Road, 2nd Floor
Great Neck, NY
Contact
(516) 466-3434
Fax (301) 639-0804
wgoodman@aol.com
Address
245-04 Jericho Turnpike
Floral Park, NY
Contact
(516) 775-0900
Fax (301) 639-0804
wabmortgages@gmail.com