Compare Today’s Refinance Rates for White Plains, New York

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for White Plains, New York 10610. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in White Plains and other areas of Westchester county, expected lifetime cash savings are $10,269 or $29 / month.

For White Plains, New York 10610, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in White Plains, New York 10610

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in White Plains, NY 10610, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Refinance Rates for White Plains, New York 10610 from 2012 - 2019

Below are historical data on refinancing in White Plains, New York and around Westchester county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 63.41% 52.54% 58.84% 56.81% 52.44% 50.50% 51.81% 40.87%
avg refi rate 4.89% 4.58% 3.95% 3.71% 4.44% 4.02% 3.84% 3.87%
% 15 year fixed refinance 25.57% 33.04% 27.76% 30.68% 34.96% 29.34% 29.72% 43.27%
avg refi rate 4.28% 3.89% 3.26% 2.99% 3.55% 3.28% 3.10% 3.13%
Avg credit score 769.21 769.57 770.84 770.10 758.49 762.16 765.69 760.27
Avg LTV (loan to value) 56.69% 57.23% 60.81% 58.15% 60.57% 61.07% 61.74% 59.32%
Avg DTI (debt to income) 30.32 30.59 30.41 30.21 32.99 31.92 31.86 33.11
Avg refinance insurance % 1.07% 0.98% 1.81% 2.01% 2.98% 3.34% 3.40% 2.78%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around White Plains, New York 10610

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in White Plains, New York 10610, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Michael Berry

Mortgage Banker

191 Mamaroneck Ave.

White Plains, NY 10610

(91) 476-1785

michael.w.berry@chase.com

Maryann Malzone

Mortgage Banker

106 Corporate Park Drive 2nd floor

White Plains, NY 10610

(914) 993-2298

maryann.malzone@chase.com

Linda Schilling

Mortgage Loan Officer

170 Hamilton Ave, Suite 310

White Plains, NY 10610

(704) 386-5972

linda.schilling@bankofamerica.com

Sal Mangiameli

Mortgage Loan Officer

711 Westchester Ave., Ste. 304

White Plains, NY 10610

(800) 464-2484

sal.mangiameli@prospectmtg.com

Jeff Strauss

Mortgage Loan Officer

711 Westchester Ave., Ste. 304

White Plains, NY 10610

(800) 464-2484

jeff.strauss@prospectmtg.com

Address

191 Mamaroneck Ave.

White Plains, NY

Contact

(91) 476-1785

Fax (301) 639-0804

michael.w.berry@chase.com

Address

106 Corporate Park Drive 2nd floor

White Plains, NY

Contact

(914) 993-2298

Fax (301) 639-0804

maryann.malzone@chase.com

Address

170 Hamilton Ave, Suite 310

White Plains, NY

Contact

(704) 386-5972

Fax (301) 639-0804

linda.schilling@bankofamerica.com

Refinancing News for White Plains, New York 10610