Compare Today’s Refinance Rates for Willseyville, New York 13864
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Willseyville, New York 13864.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Willseyville, New York 13864. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,632 or $21 per month in Willseyville and other parts of Tioga county.
42.307435
-76.192008
4872
Summary of Average Refinances in Willseyville, New York 13864
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Willseyville, New York 13864
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Willseyville, New York 13864
Pureloan has developed an interactive chart to monitor the five largest local lenders in Willseyville, NY 13864, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Willseyville, New York 13864 from 2024 - 2016
The following historical data provides insights into refinancing trends in Willseyville, New York and the surrounding Tioga county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 42.86% | 33.98% | 27.09% | 49.30% | 54.55% | 22.22% | 28.36% | 41.27% |
avg refi rate | 6.28% | 3.53% | 3.02% | 3.26% | 4.37% | 4.54% | 4.18% | 3.85% | 4.11% |
% 15 year fixed refinance | 30.16% | 40.81% | 46.01% | 33.80% | 31.82% | 58.89% | 50.00% | 41.27% | |
avg refi rate | 2.70% | 2.49% | 2.71% | 3.60% | 3.98% | 3.41% | 3.14% | 3.22% | |
Avg credit score | 720.80 | 808.68 | 751.99 | 762.28 | 756.32 | 745.79 | 745.77 | 753.57 | 761.16 |
Avg LTV (loan to value) | 70.60% | 67.36% | 69.55% | 73.92% | 74.45% | 76.03% | 73.21% | 74.99% | 75.15% |
Avg DTI (debt to income) | 37.40 | 35.44 | 33.37 | 33.17 | 34.08 | 34.38 | 35.89 | 34.30 | 33.87 |
Avg refinance insurance % | 12.40% | 2.54% | 2.56% | 4.23% | 4.79% | 7.30% | 3.81% | 5.47% | 7.40% |
Best Refinance Brokers around Willseyville, New York 13864
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Willseyville, New York 13864, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Kent Sisco
Loan Officer
68 Exchange Street
Binghamton, NY 13864
(888) 253-0799
KSisco@mtb.com
Erin Thomas
Loan Officer
68 Exchange Street
Binghamton, NY 13864
(888) 253-0799
EThomas@mtb.com
Address
68 Exchange Street
Binghamton, NY
Contact
(888) 253-0799
Fax (301) 639-0804
KSisco@mtb.com
Address
68 Exchange Street
Binghamton, NY
Contact
(888) 253-0799
Fax (301) 639-0804
EThomas@mtb.com