Compare Today’s Refinance Rates for Wilson, New York 14172
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wilson, New York 14172.
With a 30-year amortization refinance in Wilson and surrounding areas of Niagara county, our calculations show that you can expect to save up to $8,436 over the lifetime of your mortgage, or a monthly savings of $23. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Wilson, New York 14172.
Summary of Average Refinances in Wilson, New York 14172
Become a certified mortgage expert on Pureloan.com
in Wilson, New York 14172
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Wilson, New York 14172
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wilson, NY 14172, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wilson, New York 14172 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wilson, New York and the surrounding Niagara county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 75.00% | 43.82% | 40.82% | 37.81% | 47.17% | 48.72% | 37.88% | 31.07% | 39.51% |
| avg refi rate | 6.54% | 3.85% | 3.03% | 3.30% | 4.55% | 4.43% | 4.12% | 3.97% | 4.07% |
| % 15 year fixed refinance | 33.71% | 34.77% | 36.88% | 28.30% | 30.77% | 43.94% | 50.49% | 35.80% | |
| avg refi rate | 2.62% | 2.53% | 2.84% | 3.76% | 3.78% | 3.44% | 3.08% | 3.35% | |
| Avg credit score | 733.50 | 750.91 | 752.89 | 758.01 | 756.92 | 741.49 | 746.71 | 756.62 | 750.11 |
| Avg LTV (loan to value) | 55.75% | 60.83% | 65.87% | 68.91% | 65.81% | 66.97% | 66.56% | 72.30% | 71.54% |
| Avg DTI (debt to income) | 37.75 | 34.28 | 33.31 | 33.17 | 35.21 | 36.21 | 34.53 | 33.74 | 32.35 |
| Avg refinance insurance % | 1.98% | 1.92% | 2.95% | 2.89% | 3.13% | 2.03% | 3.90% | 3.96% |
Best Refinance Brokers around Wilson, New York 14172
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wilson, New York 14172, we have compiled a list of top refinance brokers to assist you in the process.
Regina Holman
Loan Officer
40 John Glenn
Amherst, NY 14172
(888) 253-0799
RHolman@mtb.com
S. Nick Balesteri
Loan Officer
1705 Hertel Ave
Buffalo, NY 14172
(716) 819-1081
c21bal@aol.com
John Eckhardt Becker Jr
Loan Officer
1127 Wehrle Drive - Suite 3
Williamsville, NY 14172
(716) 662-2944
johnbecker@hbofunding.com
Nancy Gascoyne
Loan Officer
5684 Main St
Williamsville, NY 14172
(716) 932-7863
ngascoyne@homesteadfunding.com
Mary Traversone
Branch Manager
5684 Main St
Williamsville, NY 14172
(716) 932-7863
mtraversone@homesteadfunding.com
Address
40 John Glenn
Amherst, NY
Contact
(888) 253-0799
Fax (301) 639-0804
RHolman@mtb.com
Address
1705 Hertel Ave
Buffalo, NY
Contact
(716) 819-1081
Fax (301) 639-0804
c21bal@aol.com
Address
1127 Wehrle Drive - Suite 3
Williamsville, NY
Contact
(716) 662-2944
Fax (301) 639-0804
johnbecker@hbofunding.com