Compare Today’s Refinance Rates for Yonkers, New York

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Yonkers, New York 10703. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Yonkers and other areas of Westchester county, expected lifetime cash savings are $9,778 or $27 / month.

For Yonkers, New York 10703, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Yonkers, New York 10703

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Yonkers, NY

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Yonkers, NY 10703, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Yonkers, NY

Refinance Rates for Yonkers, New York 10703 from 2013 - 2020

Below are historical data on refinancing in Yonkers, New York and around Westchester county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 63.41% 52.54% 58.84% 56.81% 52.44% 50.50% 51.81% 40.87%
avg refi rate 4.89% 4.58% 3.95% 3.71% 4.44% 4.02% 3.84% 3.87%
% 15 year fixed refinance 25.57% 33.04% 27.76% 30.68% 34.96% 29.34% 29.72% 43.27%
avg refi rate 4.28% 3.89% 3.26% 2.99% 3.55% 3.28% 3.10% 3.13%
Avg credit score 769.21 769.57 770.84 770.10 758.49 762.16 765.69 760.27
Avg LTV (loan to value) 56.69% 57.23% 60.81% 58.15% 60.57% 61.07% 61.74% 59.32%
Avg DTI (debt to income) 30.32 30.59 30.41 30.21 32.99 31.92 31.86 33.11
Avg refinance insurance % 1.07% 0.98% 1.81% 2.01% 2.98% 3.34% 3.40% 2.78%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Yonkers, New York 10703

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Yonkers, New York 10703, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Daisal Jabbour

Loan Officer/Mortgage Consultant

880 MILE SQUARE RD

YONKERS, NY 10703

(914) 358-9300

faisal.jabbour@fazeonefunding.com

Michael Conboy

Mortgage Banker

132 Parkway Road

Bronxville, NY 10703

(914) 337-2200

michael.p.conboy@chase.com

Fah Islam

Mortgage Banker

360 White Plains Road

Eastchester, NY 10703

(646) 339-6218

fahimul.islam@chase.com

Address

880 MILE SQUARE RD

YONKERS, NY

Contact

(914) 358-9300

Fax (301) 639-0804

faisal.jabbour@fazeonefunding.com

Address

132 Parkway Road

Bronxville, NY

Contact

(914) 337-2200

Fax (301) 639-0804

michael.p.conboy@chase.com

Address

360 White Plains Road

Eastchester, NY

Contact

(646) 339-6218

Fax (301) 639-0804

fahimul.islam@chase.com

Refinancing News for Yonkers, New York 10703