Compare Today’s Refinance Rates for Bedford, Ohio 44146
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Bedford, Ohio 44146.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Bedford, Ohio 44146. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,176 or $25 per month in Bedford and other parts of Cuyahoga county.
Summary of Average Refinances in Bedford, Ohio 44146
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Interactive Refinance Rate Projections for Bedford, Ohio 44146
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bedford, OH 44146, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bedford, Ohio 44146 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bedford, Ohio and the surrounding Cuyahoga county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 69.57% | 46.70% | 49.16% | 46.71% | 53.93% | 46.01% | 40.88% | 49.93% | 50.94% |
| avg refi rate | 6.55% | 3.58% | 3.01% | 3.29% | 4.18% | 4.58% | 4.16% | 4.00% | 4.16% |
| % 15 year fixed refinance | 13.04% | 34.84% | 30.73% | 33.27% | 26.83% | 39.91% | 43.38% | 35.80% | 35.16% |
| avg refi rate | 5.54% | 2.71% | 2.48% | 2.80% | 3.65% | 3.91% | 3.33% | 3.16% | 3.34% |
| Avg credit score | 746.57 | 738.48 | 751.00 | 756.35 | 746.91 | 737.90 | 747.54 | 752.53 | 755.66 |
| Avg LTV (loan to value) | 60.17% | 63.95% | 68.28% | 72.10% | 72.37% | 73.05% | 74.94% | 75.20% | 76.86% |
| Avg DTI (debt to income) | 37.43 | 33.27 | 31.70 | 31.64 | 33.96 | 34.55 | 32.58 | 32.92 | 32.37 |
| Avg refinance insurance % | 1.61% | 1.44% | 2.53% | 4.15% | 5.48% | 4.38% | 5.34% | 6.05% | 7.26% |
Best Refinance Brokers around Bedford, Ohio 44146
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bedford, Ohio 44146, we have compiled a list of top refinance brokers to assist you in the process.
Matthew Dunbar
Mortgage Loan Originator
8235 Forsysth Boulevard
Clayton, MO 44146
(636) 352-6435
Matthew.Dunbar@53.com
Clint Beeler
Loan Originator
800 W Saint Clair Ave Fl 3RD
Cleveland, OH 44146
(330) 856-7600
clintbeeler@howardhanna.com
Keith Bergman
Loan Originator
800 W Saint Clair Ave Fl 3RD
Cleveland, OH 44146
(330) 409-4766
keithbergman@howardhanna.com
Mike Bitzer
Loan Originator
800 W Saint Clair Ave Fl 3RD
Cleveland, OH 44146
(440) 248-3000
mikebitzer@howardhanna.com
Angela Bonham
Loan Originator
800 W Saint Clair Ave Fl 3RD
Cleveland, OH 44146
(440) 238-1400
angelabonham@howardhanna.com
Address
8235 Forsysth Boulevard
Clayton, MO
Contact
(636) 352-6435
Fax (301) 639-0804
Matthew.Dunbar@53.com
Address
800 W Saint Clair Ave Fl 3RD
Cleveland, OH
Contact
(330) 856-7600
Fax (301) 639-0804
clintbeeler@howardhanna.com
Address
800 W Saint Clair Ave Fl 3RD
Cleveland, OH
Contact
(330) 409-4766
Fax (301) 639-0804
keithbergman@howardhanna.com