Compare Today’s Refinance Rates for Chillicothe, Ohio 45601
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Chillicothe, Ohio 45601.
With a 30-year amortization refinance in Chillicothe and surrounding areas of Ross county, our calculations show that you can expect to save up to $3,643 over the lifetime of your mortgage, or a monthly savings of $10. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Chillicothe, Ohio 45601.
Summary of Average Refinances in Chillicothe, Ohio 45601
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Interactive Refinance Rate Projections for Chillicothe, Ohio 45601
Pureloan has developed an interactive chart to monitor the five largest local lenders in Chillicothe, OH 45601, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Chillicothe, Ohio 45601 from 2024 - 2016
The following historical data provides insights into refinancing trends in Chillicothe, Ohio and the surrounding Ross county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 65.22% | 53.38% | 47.24% | 40.38% | 53.16% | 51.24% | 47.89% | 37.78% | 44.79% |
| avg refi rate | 6.71% | 3.92% | 2.98% | 3.21% | 4.15% | 4.53% | 3.97% | 3.69% | 3.97% |
| % 15 year fixed refinance | 26.09% | 34.59% | 32.61% | 37.76% | 32.03% | 34.33% | 34.04% | 40.86% | 39.32% |
| avg refi rate | 6.29% | 2.99% | 2.45% | 2.69% | 3.48% | 3.84% | 3.17% | 2.90% | 3.08% |
| Avg credit score | 744.04 | 743.12 | 758.62 | 759.15 | 755.07 | 750.34 | 751.98 | 754.14 | 754.89 |
| Avg LTV (loan to value) | 68.13% | 63.47% | 66.10% | 69.24% | 70.07% | 67.00% | 71.84% | 70.29% | 72.24% |
| Avg DTI (debt to income) | 34.70 | 30.21 | 29.60 | 28.83 | 29.23 | 31.47 | 29.61 | 29.41 | 29.95 |
| Avg refinance insurance % | 6.52% | 1.95% | 2.12% | 3.00% | 4.68% | 3.81% | 4.54% | 3.73% | 3.77% |
Best Refinance Brokers around Chillicothe, Ohio 45601
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Chillicothe, Ohio 45601, we have compiled a list of top refinance brokers to assist you in the process.
Julie Wettersten
Mortgage Executive
7804 US Highway 23
Chillicothe, OH 45601
(740) 663-5240
jsells@greenlawncompanies.com
Misty Brown
Loan Officer
401 Chillicothe St
Portsmouth, OH 45601
(415) 895- Ext.3320
mistyb@descofcu.org
Suzie Miller
Loan Officer
401 Chillicothe St
Portsmouth, OH 45601
(415) 900- Ext.3602
suziem@descofcu.org
Shari Nelson
Loan Officer
401 Chillicothe St
Portsmouth, OH 45601
(415) 898- Ext.3402
sharin@descofcu.org
James Webster
Loan Officer
401 Chillicothe St
Portsmouth, OH 45601
(415) 890- Ext.3502
jimwebster@descofcu.org
Address
7804 US Highway 23
Chillicothe, OH
Contact
(740) 663-5240
Fax (301) 639-0804
jsells@greenlawncompanies.com
Address
401 Chillicothe St
Portsmouth, OH
Contact
(415) 895- Ext.3320
Fax (301) 639-0804
mistyb@descofcu.org
Address
401 Chillicothe St
Portsmouth, OH
Contact
(415) 900- Ext.3602
Fax (301) 639-0804
suziem@descofcu.org