Compare Today’s Refinance Rates for Cincinnati, Ohio
Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Cincinnati, Ohio 45237. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $7,770 or $22 / month in Cincinnati and other areas of Hamilton county.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Cincinnati, Ohio 45237.
Summary of Average Refinance Terms in Cincinnati, Ohio 45237


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Customized Refinance Rate Projections for Cincinnati, OH
For refinance rate forecasts and predictions in Cincinnati, OH 45237, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Cincinnati, Ohio 45237 from 2014 - 2021
Below are historical data on refinancing in Cincinnati, Ohio and around Hamilton county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 40.72% | 31.49% | 33.05% | 37.42% | 38.69% | 35.14% | 27.88% | 29.13% |
avg refi rate | 4.79% | 4.44% | 3.89% | 3.66% | 4.49% | 4.09% | 3.85% | 3.95% |
% 15 year fixed refinance | 35.39% | 41.80% | 39.83% | 39.66% | 40.81% | 41.33% | 51.28% | 53.93% |
avg refi rate | 4.23% | 3.75% | 3.14% | 2.85% | 3.46% | 3.09% | 2.95% | 2.99% |
Avg credit score | 774.27 | 775.46 | 776.38 | 770.42 | 757.86 | 759.95 | 762.18 | 757.99 |
Avg LTV (loan to value) | 64.15% | 64.56% | 65.79% | 68.27% | 70.55% | 71.16% | 68.77% | 68.10% |
Avg DTI (debt to income) | 25.99 | 26.17 | 26.01 | 27.07 | 30.95 | 30.24 | 29.39 | 29.64 |
Avg refinance insurance % | 0.98% | 1.43% | 1.93% | 3.51% | 4.91% | 5.77% | 3.75% | 3.23% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Cincinnati, Ohio 45237
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Cincinnati, Ohio 45237, we have compiled a list of the leading refinance brokers to guide you.
Melanie Ahrens
Mortgage Lender
8040 Hosbrook Road
Cincinnati, OH 45237
(513) 817-3269
melanie.ahrens@regions.com
Amanda Marcero
Mortgage Lender
8040 Hosbrook Road
Cincinnati, OH 45237
(513) 817-3269
amanda.marcero@regions.com
Jeffrey Bush
Mortgage Lenders
8040 Hosbrook Road
Cincinnati, OH 45237
(513) 817-3269
jeffrey.bush@regions.com
Steve Alcorn
Regional Sales Manager
9321 Montgomery Rd, Ste C
Cincinnati, OH 45237
(513) 485-6695
steve.alcorn@phhonline.com
Tanisha Miree
Sr. Loan Officer
2721 Erie Avenue
Cincinnati, OH 45237
(513) 462-2054
tanisha.miree@phhonline.com
Address
8040 Hosbrook Road
Cincinnati, OH
Contact
(513) 817-3269
Fax (301) 639-0804
melanie.ahrens@regions.com
Address
8040 Hosbrook Road
Cincinnati, OH
Contact
(513) 817-3269
Fax (301) 639-0804
amanda.marcero@regions.com
Address
8040 Hosbrook Road
Cincinnati, OH
Contact
(513) 817-3269
Fax (301) 639-0804
jeffrey.bush@regions.com