Compare Today’s Refinance Rates for Cincinnati, Ohio

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Cincinnati, Ohio 45238. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Cincinnati and other areas of Hamilton county, expected lifetime cash savings are $6,256 or $17 / month.

For Cincinnati, Ohio 45238, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Cincinnati, Ohio 45238

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Cincinnati, OH

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Cincinnati, OH 45238, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Cincinnati, OH

Refinance Rates for Cincinnati, Ohio 45238 from 2014 - 2021

Below are historical data on refinancing in Cincinnati, Ohio and around Hamilton county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 40.72% 31.49% 33.05% 37.42% 38.69% 35.14% 27.88% 29.13%
avg refi rate 4.79% 4.44% 3.89% 3.66% 4.49% 4.09% 3.85% 3.95%
% 15 year fixed refinance 35.39% 41.80% 39.83% 39.66% 40.81% 41.33% 51.28% 53.93%
avg refi rate 4.23% 3.75% 3.14% 2.85% 3.46% 3.09% 2.95% 2.99%
Avg credit score 774.27 775.46 776.38 770.42 757.86 759.95 762.18 757.99
Avg LTV (loan to value) 64.15% 64.56% 65.79% 68.27% 70.55% 71.16% 68.77% 68.10%
Avg DTI (debt to income) 25.99 26.17 26.01 27.07 30.95 30.24 29.39 29.64
Avg refinance insurance % 0.98% 1.43% 1.93% 3.51% 4.91% 5.77% 3.75% 3.23%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Cincinnati, Ohio 45238

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Cincinnati, Ohio 45238, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Melanie Ahrens

Mortgage Lender

8040 Hosbrook Road

Cincinnati, OH 45238

(513) 817-3269

melanie.ahrens@regions.com

Amanda Marcero

Mortgage Lender

8040 Hosbrook Road

Cincinnati, OH 45238

(513) 817-3269

amanda.marcero@regions.com

Jeffrey Bush

Mortgage Lenders

8040 Hosbrook Road

Cincinnati, OH 45238

(513) 817-3269

jeffrey.bush@regions.com

Steve Alcorn

Regional Sales Manager

9321 Montgomery Rd, Ste C

Cincinnati, OH 45238

(513) 485-6695

steve.alcorn@phhonline.com

Tanisha Miree

Sr. Loan Officer

2721 Erie Avenue

Cincinnati, OH 45238

(513) 462-2054

tanisha.miree@phhonline.com

Address

8040 Hosbrook Road

Cincinnati, OH

Contact

(513) 817-3269

Fax (301) 639-0804

melanie.ahrens@regions.com

Address

8040 Hosbrook Road

Cincinnati, OH

Contact

(513) 817-3269

Fax (301) 639-0804

amanda.marcero@regions.com

Address

8040 Hosbrook Road

Cincinnati, OH

Contact

(513) 817-3269

Fax (301) 639-0804

jeffrey.bush@regions.com

Refinancing News for Cincinnati, Ohio 45238