Compare Today’s Refinance Rates for Cincinnati, Ohio 45235
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Cincinnati, Ohio 45235.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,857 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Cincinnati and other areas of Hamilton county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Cincinnati, Ohio 45235
Become a certified mortgage expert on Pureloan.com
in Cincinnati, Ohio 45235
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Cincinnati, Ohio 45235
Pureloan has developed an interactive chart to monitor the five largest local lenders in Cincinnati, OH 45235, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Cincinnati, Ohio 45235 from 2024 - 2016
The following historical data provides insights into refinancing trends in Cincinnati, Ohio and the surrounding Hamilton county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 65.22% | 53.38% | 47.24% | 40.38% | 53.16% | 51.24% | 47.89% | 37.78% | 44.79% |
avg refi rate | 6.71% | 3.92% | 2.98% | 3.21% | 4.15% | 4.53% | 3.97% | 3.69% | 3.97% |
% 15 year fixed refinance | 26.09% | 34.59% | 32.61% | 37.76% | 32.03% | 34.33% | 34.04% | 40.86% | 39.32% |
avg refi rate | 6.29% | 2.99% | 2.45% | 2.69% | 3.48% | 3.84% | 3.17% | 2.90% | 3.08% |
Avg credit score | 744.04 | 743.12 | 758.62 | 759.15 | 755.07 | 750.34 | 751.98 | 754.14 | 754.89 |
Avg LTV (loan to value) | 68.13% | 63.47% | 66.10% | 69.24% | 70.07% | 67.00% | 71.84% | 70.29% | 72.24% |
Avg DTI (debt to income) | 34.70 | 30.21 | 29.60 | 28.83 | 29.23 | 31.47 | 29.61 | 29.41 | 29.95 |
Avg refinance insurance % | 6.52% | 1.95% | 2.12% | 3.00% | 4.68% | 3.81% | 4.54% | 3.73% | 3.77% |
Best Refinance Brokers around Cincinnati, Ohio 45235
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Cincinnati, Ohio 45235, we have compiled a list of top refinance brokers to assist you in the process.
Melanie Ahrens
Mortgage Lender
8040 Hosbrook Road
Cincinnati, OH 45235
(513) 817-3269
melanie.ahrens@regions.com
Amanda Marcero
Mortgage Lender
8040 Hosbrook Road
Cincinnati, OH 45235
(513) 817-3269
amanda.marcero@regions.com
Jeffrey Bush
Mortgage Lenders
8040 Hosbrook Road
Cincinnati, OH 45235
(513) 817-3269
jeffrey.bush@regions.com
Steve Alcorn
Regional Sales Manager
9321 Montgomery Rd, Ste C
Cincinnati, OH 45235
(513) 485-6695
steve.alcorn@phhonline.com
Tanisha Miree
Sr. Loan Officer
2721 Erie Avenue
Cincinnati, OH 45235
(513) 462-2054
tanisha.miree@phhonline.com
Address
8040 Hosbrook Road
Cincinnati, OH
Contact
(513) 817-3269
Fax (301) 639-0804
melanie.ahrens@regions.com
Address
8040 Hosbrook Road
Cincinnati, OH
Contact
(513) 817-3269
Fax (301) 639-0804
amanda.marcero@regions.com
Address
8040 Hosbrook Road
Cincinnati, OH
Contact
(513) 817-3269
Fax (301) 639-0804
jeffrey.bush@regions.com