Compare Today’s Refinance Rates for Cleveland, Ohio 44178
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Cleveland, Ohio 44178.
With a 30-year amortization refinance in Cleveland and surrounding areas of Cuyahoga county, our calculations show that you can expect to save up to $11,706 over the lifetime of your mortgage, or a monthly savings of $33. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Cleveland, Ohio 44178.
Summary of Average Refinances in Cleveland, Ohio 44178
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Interactive Refinance Rate Projections for Cleveland, Ohio 44178
Pureloan has developed an interactive chart to monitor the five largest local lenders in Cleveland, OH 44178, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Cleveland, Ohio 44178 from 2024 - 2016
The following historical data provides insights into refinancing trends in Cleveland, Ohio and the surrounding Cuyahoga county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 69.57% | 46.70% | 49.16% | 46.71% | 53.93% | 46.01% | 40.88% | 49.93% | 50.94% |
avg refi rate | 6.55% | 3.58% | 3.01% | 3.29% | 4.18% | 4.58% | 4.16% | 4.00% | 4.16% |
% 15 year fixed refinance | 13.04% | 34.84% | 30.73% | 33.27% | 26.83% | 39.91% | 43.38% | 35.80% | 35.16% |
avg refi rate | 5.54% | 2.71% | 2.48% | 2.80% | 3.65% | 3.91% | 3.33% | 3.16% | 3.34% |
Avg credit score | 746.57 | 738.48 | 751.00 | 756.35 | 746.91 | 737.90 | 747.54 | 752.53 | 755.66 |
Avg LTV (loan to value) | 60.17% | 63.95% | 68.28% | 72.10% | 72.37% | 73.05% | 74.94% | 75.20% | 76.86% |
Avg DTI (debt to income) | 37.43 | 33.27 | 31.70 | 31.64 | 33.96 | 34.55 | 32.58 | 32.92 | 32.37 |
Avg refinance insurance % | 1.61% | 1.44% | 2.53% | 4.15% | 5.48% | 4.38% | 5.34% | 6.05% | 7.26% |
Best Refinance Brokers around Cleveland, Ohio 44178
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Cleveland, Ohio 44178, we have compiled a list of top refinance brokers to assist you in the process.
Amber Lewis
Loan Officer
3110 West 117th
Cleveland, OH 44178
(800) 539-2968
amber_m_lewis@keybank.com
Beth McCuen
LOAN OFFICERS
30195 Chagrin Blvd Ste 112N
Cleveland, OH 44178
(216) 591-2202
bethm@woodsidemortgage.com
Jim Janota
LOAN OFFICERS
30195 Chagrin Blvd Ste 112N
Cleveland, OH 44178
(216) 591-2202
jimj@woodsidemortgage.com
William Keller
LOAN OFFICERS
30195 Chagrin Blvd Ste 112N
Cleveland, OH 44178
(216) 591-2202
wk@woodsidemortgage.com
Kevin Johnson
Loan Officer
127 Public Square
Cleveland, OH 44178
(216) 689-8338
Kevin_M_Johnson@KeyBank.com
Address
3110 West 117th
Cleveland, OH
Contact
(800) 539-2968
Fax (301) 639-0804
amber_m_lewis@keybank.com
Address
30195 Chagrin Blvd Ste 112N
Cleveland, OH
Contact
(216) 591-2202
Fax (301) 639-0804
bethm@woodsidemortgage.com
Address
30195 Chagrin Blvd Ste 112N
Cleveland, OH
Contact
(216) 591-2202
Fax (301) 639-0804
jimj@woodsidemortgage.com