Compare Today’s Refinance Rates for Collinsville, Ohio 45004
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Collinsville, Ohio 45004.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Collinsville, Ohio 45004. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,463 or $10 per month in Collinsville and other parts of Butler county.
Summary of Average Refinances in Collinsville, Ohio 45004
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Interactive Refinance Rate Projections for Collinsville, Ohio 45004
Pureloan has developed an interactive chart to monitor the five largest local lenders in Collinsville, OH 45004, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Collinsville, Ohio 45004 from 2024 - 2016
The following historical data provides insights into refinancing trends in Collinsville, Ohio and the surrounding Butler county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.76% | 47.09% | 46.10% | 41.78% | 49.86% | 39.20% | 32.71% | 26.70% | 34.72% |
avg refi rate | 6.25% | 3.48% | 2.99% | 3.29% | 4.06% | 4.63% | 4.09% | 3.85% | 4.08% |
% 15 year fixed refinance | 18.18% | 33.57% | 32.02% | 37.25% | 33.67% | 38.44% | 49.88% | 52.37% | 41.90% |
avg refi rate | 5.98% | 2.73% | 2.52% | 2.82% | 3.54% | 3.82% | 3.14% | 2.95% | 3.08% |
Avg credit score | 746.06 | 751.50 | 761.96 | 765.35 | 753.93 | 745.77 | 755.24 | 762.29 | 759.05 |
Avg LTV (loan to value) | 59.88% | 57.35% | 63.39% | 67.65% | 70.71% | 67.45% | 68.95% | 69.22% | 71.89% |
Avg DTI (debt to income) | 37.18 | 30.55 | 29.31 | 28.92 | 31.36 | 31.51 | 29.90 | 29.26 | 30.23 |
Avg refinance insurance % | 3.52% | 0.70% | 1.70% | 2.84% | 4.85% | 2.30% | 3.37% | 3.83% | 5.95% |
Best Refinance Brokers around Collinsville, Ohio 45004
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Collinsville, Ohio 45004, we have compiled a list of top refinance brokers to assist you in the process.
Wendi Jarvis
Mortgage Loan Officer
3077 Princeton Rd
Hamilton, OH 45004
(513) 737-0243
wendi.jarvis@pncmortgage.com
Donald Gardner
Loan Originator
100 S M L K Jr Blvd
Hamilton, OH 45004
(513) 737-9301
dongardner@fuse.net
Melissa Mick
Loan Originator
100 S M L K Jr Blvd
Hamilton, OH 45004
(513) 737-9301
missymick@fuse.net
Rosemary Jones
Loan Originator
100 S M L K Jr Blvd
Hamilton, OH 45004
(513) 737-9301
rosemaryjones@fuse.net
TJ Wilson
Loan Officer
447 Nilles Rd Ste 1
Fairfield, OH 45004
(513) 939-1030
twilson@horizonhomeloans.net
Address
3077 Princeton Rd
Hamilton, OH
Contact
(513) 737-0243
Fax (301) 639-0804
wendi.jarvis@pncmortgage.com
Address
100 S M L K Jr Blvd
Hamilton, OH
Contact
(513) 737-9301
Fax (301) 639-0804
dongardner@fuse.net
Address
100 S M L K Jr Blvd
Hamilton, OH
Contact
(513) 737-9301
Fax (301) 639-0804
missymick@fuse.net