Compare Today’s Refinance Rates for Dayton, Ohio

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Dayton, Ohio 45402. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $2,312 or $6 / month in Dayton and other areas of Montgomery county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Dayton, Ohio 45402.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Dayton, Ohio 45402

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Dayton, OH

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Dayton, OH 45402, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Dayton, OH

Refinance Rates for Dayton, Ohio 45402 from 2013 - 2020

Below are historical data on refinancing in Dayton, Ohio and around Montgomery county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 40.72% 31.49% 33.05% 37.42% 38.69% 35.14% 27.88% 29.13%
avg refi rate 4.79% 4.44% 3.89% 3.66% 4.49% 4.09% 3.85% 3.95%
% 15 year fixed refinance 35.39% 41.80% 39.83% 39.66% 40.81% 41.33% 51.28% 53.93%
avg refi rate 4.23% 3.75% 3.14% 2.85% 3.46% 3.09% 2.95% 2.99%
Avg credit score 774.27 775.46 776.38 770.42 757.86 759.95 762.18 757.99
Avg LTV (loan to value) 64.15% 64.56% 65.79% 68.27% 70.55% 71.16% 68.77% 68.10%
Avg DTI (debt to income) 25.99 26.17 26.01 27.07 30.95 30.24 29.39 29.64
Avg refinance insurance % 0.98% 1.43% 1.93% 3.51% 4.91% 5.77% 3.75% 3.23%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Dayton, Ohio 45402

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Dayton, Ohio 45402, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kathy Shaw

Loan Officer

7887 Washington Village Suite 310

Dayton, OH 45402

(937) 640-3021

kathy.shaw@northpointe.com

Todd Tuttle

Mortgage Banker

2800 Far Hills Avenue

Dayton, OH 45402

(937) 298-6724

todd.n.tuttle@chase.com

Jeannie Wilkinson

Sales, business development

7925 Paragon Rd

Dayton, OH 45402

(937) 434-7366

JWilkinson@mmtitle.com

Anne Taylor

President

7925 Paragon Rd

Dayton, OH 45402

(937) 434-7366

ATaylor@mmtitle.com

Jamie Mangold

Chief Title Examiner

7925 Paragon Rd

Dayton, OH 45402

(937) 434-7366

JMangold@mmtitle.com

Address

7887 Washington Village Suite 310

Dayton, OH

Contact

(937) 640-3021

Fax (301) 639-0804

kathy.shaw@northpointe.com

Address

2800 Far Hills Avenue

Dayton, OH

Contact

(937) 298-6724

Fax (301) 639-0804

todd.n.tuttle@chase.com

Address

7925 Paragon Rd

Dayton, OH

Contact

(937) 434-7366

Fax (301) 639-0804

JWilkinson@mmtitle.com

Refinancing News for Dayton, Ohio 45402