Compare Today’s Refinance Rates for East Claridon, Ohio 44033
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in East Claridon, Ohio 44033.
With a 30-year amortization refinance in East Claridon and surrounding areas of Geauga county, our calculations show that you can expect to save up to $7,846 over the lifetime of your mortgage, or a monthly savings of $22. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for East Claridon, Ohio 44033.
Summary of Average Refinances in East Claridon, Ohio 44033
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Interactive Refinance Rate Projections for East Claridon, Ohio 44033
Pureloan has developed an interactive chart to monitor the five largest local lenders in East Claridon, OH 44033, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in East Claridon, Ohio 44033 from 2024 - 2016
The following historical data provides insights into refinancing trends in East Claridon, Ohio and the surrounding Geauga county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 69.57% | 46.70% | 49.16% | 46.71% | 53.93% | 46.01% | 40.88% | 49.93% | 50.94% |
avg refi rate | 6.55% | 3.58% | 3.01% | 3.29% | 4.18% | 4.58% | 4.16% | 4.00% | 4.16% |
% 15 year fixed refinance | 13.04% | 34.84% | 30.73% | 33.27% | 26.83% | 39.91% | 43.38% | 35.80% | 35.16% |
avg refi rate | 5.54% | 2.71% | 2.48% | 2.80% | 3.65% | 3.91% | 3.33% | 3.16% | 3.34% |
Avg credit score | 746.57 | 738.48 | 751.00 | 756.35 | 746.91 | 737.90 | 747.54 | 752.53 | 755.66 |
Avg LTV (loan to value) | 60.17% | 63.95% | 68.28% | 72.10% | 72.37% | 73.05% | 74.94% | 75.20% | 76.86% |
Avg DTI (debt to income) | 37.43 | 33.27 | 31.70 | 31.64 | 33.96 | 34.55 | 32.58 | 32.92 | 32.37 |
Avg refinance insurance % | 1.61% | 1.44% | 2.53% | 4.15% | 5.48% | 4.38% | 5.34% | 6.05% | 7.26% |
Best Refinance Brokers around East Claridon, Ohio 44033
If you are considering refinancing your mortgage or obtaining a cash-out refinance in East Claridon, Ohio 44033, we have compiled a list of top refinance brokers to assist you in the process.
Ray Bolin
Mortgage Banker
37723 Center Ridge Rd
North Ridgeville, OH 44033
(440) 327-5626
rbolin@englending.com
Georg Adams
Senior Mortgage Consultant
5061 N Abbe Rd Ste 4
Elyria, OH 44033
(440) 328-4193 Ext.
gadams@unionhomemortgage.com
William DiCapua
Loan Officer
5061 North Abbe Road
Village of Sheffield, OH 44033
(440) 328-8433
dicapuagroup@unionhomemortgage.com
Susan DeCrane
Senior Loan Officer
5061 North Abbe Road
Village of Sheffield, OH 44033
(440) 723-5709
sdecrane@unionhomemortgage.com
Corey Heredos
Loan Officer
4700 Oakpoint Road
Lorain, OH 44033
(440) 960-6712
corey_l_heredos@keybank.com
Address
37723 Center Ridge Rd
North Ridgeville, OH
Contact
(440) 327-5626
Fax (301) 639-0804
rbolin@englending.com
Address
5061 N Abbe Rd Ste 4
Elyria, OH
Contact
(440) 328-4193 Ext.
Fax (301) 639-0804
gadams@unionhomemortgage.com
Address
5061 North Abbe Road
Village of Sheffield, OH
Contact
(440) 328-8433
Fax (301) 639-0804
dicapuagroup@unionhomemortgage.com