Compare Today’s Refinance Rates for Euclid, Ohio
Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Euclid, Ohio 44123. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Euclid and surrounding areas of Cuyahoga county, your expected lifetime cash savings are $17,654 or $49 / month.
Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Euclid, Ohio 44123.
Summary of Average Refinance Terms in Euclid, Ohio 44123
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Customized Refinance Rate Projections for Euclid, OH
For refinance rate forecasts and predictions in Euclid, OH 44123, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.
Refinance Rates for Euclid, Ohio 44123 from 2014 - 2021
Below are historical data on refinancing in Euclid, Ohio and around Cuyahoga county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.
| 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | |
|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 42.40% | 34.54% | 36.49% | 42.19% | 55.59% | 50.92% | 50.42% | 42.90% |
| avg refi rate | 4.81% | 4.52% | 3.94% | 3.75% | 4.58% | 4.17% | 3.99% | 4.05% |
| % 15 year fixed refinance | 37.81% | 46.68% | 41.10% | 39.36% | 36.24% | 33.64% | 35.32% | 42.58% |
| avg refi rate | 4.28% | 3.83% | 3.22% | 3.00% | 3.62% | 3.34% | 3.17% | 3.20% |
| Avg credit score | 768.27 | 768.67 | 770.59 | 767.98 | 752.89 | 755.29 | 752.19 | 747.25 |
| Avg LTV (loan to value) | 67.73% | 68.08% | 68.67% | 70.10% | 75.61% | 76.78% | 75.18% | 75.38% |
| Avg DTI (debt to income) | 30.34 | 30.17 | 29.31 | 29.78 | 32.38 | 32.50 | 32.86 | 32.37 |
| Avg refinance insurance % | 1.83% | 2.27% | 2.45% | 3.33% | 6.61% | 7.24% | 6.07% | 5.77% |
Data produced from the Financial Report of the US Government
Best Refinance Brokers Around Euclid, Ohio 44123
Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Euclid, Ohio 44123, we have compiled a list of the leading refinance brokers to guide you.
J Shafer
Loan Officer
2000 Auburn Dr Ste 200
Beachwood, OH 44123
(216) 765-9000
jshafer@jsmulticapital.com
Michael Lewin
Mortgage Loan Officer
23000 Millcreek Blvd
Beachwood, OH 44123
(216) 488-4554
michael.lewin@pncmortgage.com
Mary Mulholland
Loan Officer
30195 Chagrin Blvd Ste 112N
Cleveland, OH 44123
(216) 591-2202
marymul@woodsidemortgage.com
Kevin McDonough
Loan Officer
30195 Chagrin Blvd Ste 112N
Cleveland, OH 44123
(216) 591-2202
kmcdonough@woodsidemortgage.com
Asia Newell
Mortgage Banker
5400 Mayfield Rd
Cleveland, OH 44123
(144) 022-2042
asia.d.newell@chase.com
Address
2000 Auburn Dr Ste 200
Beachwood, OH
Contact
(216) 765-9000
Fax (301) 639-0804
jshafer@jsmulticapital.com
Address
23000 Millcreek Blvd
Beachwood, OH
Contact
(216) 488-4554
Fax (301) 639-0804
michael.lewin@pncmortgage.com
Address
30195 Chagrin Blvd Ste 112N
Cleveland, OH
Contact
(216) 591-2202
Fax (301) 639-0804
marymul@woodsidemortgage.com