Compare Today’s Refinance Rates for Euclid, Ohio 44132
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Euclid, Ohio 44132.
With a 30-year amortization refinance in Euclid and surrounding areas of Cuyahoga county, our calculations show that you can expect to save up to $14,980 over the lifetime of your mortgage, or a monthly savings of $42. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Euclid, Ohio 44132.
Summary of Average Refinances in Euclid, Ohio 44132
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Interactive Refinance Rate Projections for Euclid, Ohio 44132
Pureloan has developed an interactive chart to monitor the five largest local lenders in Euclid, OH 44132, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Euclid, Ohio 44132 from 2024 - 2016
The following historical data provides insights into refinancing trends in Euclid, Ohio and the surrounding Cuyahoga county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 69.57% | 46.70% | 49.16% | 46.71% | 53.93% | 46.01% | 40.88% | 49.93% | 50.94% |
avg refi rate | 6.55% | 3.58% | 3.01% | 3.29% | 4.18% | 4.58% | 4.16% | 4.00% | 4.16% |
% 15 year fixed refinance | 13.04% | 34.84% | 30.73% | 33.27% | 26.83% | 39.91% | 43.38% | 35.80% | 35.16% |
avg refi rate | 5.54% | 2.71% | 2.48% | 2.80% | 3.65% | 3.91% | 3.33% | 3.16% | 3.34% |
Avg credit score | 746.57 | 738.48 | 751.00 | 756.35 | 746.91 | 737.90 | 747.54 | 752.53 | 755.66 |
Avg LTV (loan to value) | 60.17% | 63.95% | 68.28% | 72.10% | 72.37% | 73.05% | 74.94% | 75.20% | 76.86% |
Avg DTI (debt to income) | 37.43 | 33.27 | 31.70 | 31.64 | 33.96 | 34.55 | 32.58 | 32.92 | 32.37 |
Avg refinance insurance % | 1.61% | 1.44% | 2.53% | 4.15% | 5.48% | 4.38% | 5.34% | 6.05% | 7.26% |
Best Refinance Brokers around Euclid, Ohio 44132
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Euclid, Ohio 44132, we have compiled a list of top refinance brokers to assist you in the process.
Matthew Dunbar
Mortgage Loan Originator
8235 Forsysth Boulevard
Clayton, MO 44132
(636) 352-6435
Matthew.Dunbar@53.com
Ronald Leonhardt
Loan Originator
12000 Snow Rd Ste 9
Cleveland, OH 44132
(440) 845-3700
ronl@crosscountrymtg.us
Dan Latimer
Loan Officer
6363 York Rd Ste 300
Cleveland, OH 44132
(216) 452-5126
Dan@DanMortgageMan.com
John Zakel
Mortgage Banker
6200 Brecksville Rd
Independence, OH 44132
(121) 652-4024
john.j.zakel@chase.com
Michael Golden
Mortgage Banker
7703 Broadview Rd
Independence, OH 44132
(144) 086-4675
michael.w.golden@chase.com
Address
8235 Forsysth Boulevard
Clayton, MO
Contact
(636) 352-6435
Fax (301) 639-0804
Matthew.Dunbar@53.com
Address
12000 Snow Rd Ste 9
Cleveland, OH
Contact
(440) 845-3700
Fax (301) 639-0804
ronl@crosscountrymtg.us
Address
6363 York Rd Ste 300
Cleveland, OH
Contact
(216) 452-5126
Fax (301) 639-0804
Dan@DanMortgageMan.com