Compare Today’s Refinance Rates for Hamilton, Ohio 45012
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Hamilton, Ohio 45012.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $8,565 over the lifetime of your mortgage, which translates to a monthly savings of $24 in Hamilton and other areas of Butler county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Hamilton, Ohio 45012
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Interactive Refinance Rate Projections for Hamilton, Ohio 45012
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hamilton, OH 45012, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hamilton, Ohio 45012 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hamilton, Ohio and the surrounding Butler county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.76% | 47.09% | 46.10% | 41.78% | 49.86% | 39.20% | 32.71% | 26.70% | 34.72% |
avg refi rate | 6.25% | 3.48% | 2.99% | 3.29% | 4.06% | 4.63% | 4.09% | 3.85% | 4.08% |
% 15 year fixed refinance | 18.18% | 33.57% | 32.02% | 37.25% | 33.67% | 38.44% | 49.88% | 52.37% | 41.90% |
avg refi rate | 5.98% | 2.73% | 2.52% | 2.82% | 3.54% | 3.82% | 3.14% | 2.95% | 3.08% |
Avg credit score | 746.06 | 751.50 | 761.96 | 765.35 | 753.93 | 745.77 | 755.24 | 762.29 | 759.05 |
Avg LTV (loan to value) | 59.88% | 57.35% | 63.39% | 67.65% | 70.71% | 67.45% | 68.95% | 69.22% | 71.89% |
Avg DTI (debt to income) | 37.18 | 30.55 | 29.31 | 28.92 | 31.36 | 31.51 | 29.90 | 29.26 | 30.23 |
Avg refinance insurance % | 3.52% | 0.70% | 1.70% | 2.84% | 4.85% | 2.30% | 3.37% | 3.83% | 5.95% |
Best Refinance Brokers around Hamilton, Ohio 45012
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hamilton, Ohio 45012, we have compiled a list of top refinance brokers to assist you in the process.
Rosemary Jones
Loan Originator
100 S M L K Jr Blvd
Hamilton, OH 45012
(513) 737-9301
rosemaryjones@fuse.net
Melissa Mick
Loan Originator
100 S M L K Jr Blvd
Hamilton, OH 45012
(513) 737-9301
missymick@fuse.net
Donald Gardner
Loan Originator
100 S M L K Jr Blvd
Hamilton, OH 45012
(513) 737-9301
dongardner@fuse.net
Wendi Jarvis
Mortgage Loan Officer
3077 Princeton Rd
Hamilton, OH 45012
(513) 737-0243
wendi.jarvis@pncmortgage.com
TJ Wilson
Loan Officer
447 Nilles Rd Ste 1
Fairfield, OH 45012
(513) 939-1030
twilson@horizonhomeloans.net
Address
100 S M L K Jr Blvd
Hamilton, OH
Contact
(513) 737-9301
Fax (301) 639-0804
rosemaryjones@fuse.net
Address
100 S M L K Jr Blvd
Hamilton, OH
Contact
(513) 737-9301
Fax (301) 639-0804
missymick@fuse.net
Address
100 S M L K Jr Blvd
Hamilton, OH
Contact
(513) 737-9301
Fax (301) 639-0804
dongardner@fuse.net